Pet Insurance Comparison

  • Microchip implantation coverage
  • No per incident or lifetime cap
  • Visit any vet in the U.S. or Canada
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Prescription Foods

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Exam Fees

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Alternative Therapies

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Behavioral Issues

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Chronic Conditions

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No Upper Age Limit

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One Annual Deductible

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Specialists

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Hereditary & Congenital Conditions

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Dental Illness

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Microchip

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Preventive Care

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Multi Pet Discount

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30-Day Money Back Guarantee

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heart item included icon / checkmark item included icon Included x item not included icon Not included/Some inclusions²

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Spot Plans for Pets

See how Spot plans stack up against those of other pet insurance providers.

Side-by-side comparison²

Spot Plansvs.Healthy Paws Plans

Behavioral Issues

our featured pet

Meet Benji

British short hair, 5 years old, furniture destroyer

Included

Spot plans cover behavioral problems with symptoms like excessive chewing and aggression.

Included

Spot plans include coverage for microchip implantation by a veterinarian.

Not Included

Healthy Paws plans don't cover behavioral problems

Not Included

Healthy Paws plans don't have microchip implantation coverage.

COMPARE PET INSURANCE PLAN BENEFITS

Let Spot Plans Help Lead Your Pet’s Care

When you love your pet like family, you help treat them to the care they deserve if they become sick or hurt. Spot plans are all heart and packed with coverage benefits to help ensure your pet feels loved and protected, and help you feel peace of mind.

Microchip Implantation

Spot plans include coverage for microchip implantation by a veterinarian.

Exam Fees

Spot plans include exam fees for covered conditions, excluding annual physical exams, once the deductible is met.

Accident-Only Plan Available

Spot offers an Accident-Only plan option as well as the more extensive Accident & Illness plan option.

Dental Illness

Spot Accident & Illness Plan covers dental illnesses like Gingivitis and Spot plans cover tooth extractions for dental accidents.

Preventative Care Requirement to Cover Certain Illnesses

Spot plans do not require an annual wellness exam or specific vaccines to be eligible for coverage for certain illnesses.

Hereditary & Congenital Issues

Spot Accident & Illness plan includes coverage for costs of eligible inherited illnesses that don't show symptoms until later in your pet's life, like heart disease, IVDD, eye disorders, and hip dysplasia.

Behavioral Issues

Spot Accident & Illness plans can help cover eligible costs for vet visits concerning behavior problems relating to anxiety or compulsive behaviors like excessive licking and destruction of home.

One Annual Deductible

Spot plans offer several annual deductible options so you can pick the annual deductible that’s right for you.

No Upper Age Limit

Spot plans don't put an upper age limit on new enrollments, and they don't reduce coverage due to old age.

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Rated 4.6 / 5 based on 3,980 reviews

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