Accident & Illness
as low as$13/mo¹
Covers:
Exam fees for covered conditions
Covers dental illnesses like Gingivitis
and Spot plans cover tooth
extractions for dental accidents.
Cancer treatments including but not
limited to radiation treatment and chemotherapy
No preventive care requirements to
cover certain illnesses.
Accident-Only
as low as$10/mo¹
Covers:
Swallowed foreign objects
Lacerations, stings, bites, toxin
ingestion, broken bones, etc.
Surgery & hospitalization for
accidents
What is covered in Spot plans?
When your pet means everything to you, you want what they need in a plan to get them back on their paws sooner. Spot plans provide coverage for eligible treatments and services for covered conditions. Spot Accident-only and Accident & Illness plans offer coverage that some other providers' plans don't include or charge an extra add-on fee to include.
- Unlimited annual limit option
- No per incident caps
- No lifetime caps
Add Regular Teeth Cleanings to Your Plan
You can add platinum preventive care coverage to your plan for an extra cost to get coverage for routine dental cleanings
Spot Preventive Care Coverage Perks
Spaying or Neutering
Covered for an extra cost in the Platinum Preventative Add-on
Dental Teeth Cleaning
Cleaning coverage included in Spot's preventative care coverage options for an extra cost
Wellness Exams
Routine exams and screenings give your vet the opportunity to detect health issues in the early stages
Preventative Care Coverage Options
Spot offers a Gold Preventative Care coverage options and a Platinum Preventative Care coverage options for an extra cost per month that can easily be added to your plans.
How is a premium calculated?
Your choice of plan and whether you add on an extra preventative care wellness plan, as well as your selection of reimbursement rate, annual deductible, annual limit, and any discounts you’ve earned as a multi-pet home all play a role in calculating your pet’s monthly premium. Your Accident Only or Accident & Illness plan price options are also determined by the age, breed, and location of the pet being insured.
How is a premium calculated?
Pet Age
Pet Zip Code
Pet Breed
PET INSURANCE HIGHLIGHT
Did You Know?
Spot preventive care coverage options, which can be added for an extra cost per month, have NO waiting periods. It’s true. You can use it the next day.
Happy Pet Parents Trust Spot
Happy Pet Parents Trust Spot
Rated 4.2 / 5 based on 1,099 reviews
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Spot Pet Insurance is Worth Every Penny!
“Spot pet Insurance has exceptional customer service. They are always friendly and accommodating whe...
Really easy and helpful
I've only had spot for a few months but we have needed to use them and the claims are easy to submit and...
Very easy to customize your coverage
“Very easy to customize your coverage for your pet. It also provides option to add wellness coverage, which...
Quick and easy to apply
Super easy to sign up and the person I talked to on the phone was very helpful. It’s nice to find an insurance that...
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Frequently Asked Questions
Have questions about pet insurance and how it works? Don’t worry, we’ve got you covered.
Are there Any Age Limits?
You can enroll your pet in a plan provided from Spot once your pet is 8 weeks old or older. There is no upper age limit for coverage or enrollments.
Can I Get Reimbursed for Routine Teeth Cleanings?
Base level plans provided by Spot do not cover routine teeth cleanings.
However, Spot accident & illness plans cover treatments for dental illnesses. The only treatment covered for dental accidents is tooth extractions.
To get reimbursed on routine cleanings for your dog or cat’s general wellbeing, you’ll need to add preventive coverage to your base plan for a little extra cost per month.
Does Pet Insurance Cover Exam Fees?
Not all insurances cover exam fees. Spot plans cover exams for covered conditions.
Routine wellness exams are not covered by base level plans provided by Spot, and they are only covered under Spot’s Preventive Care plans, which you can add on to your base level plans for a little extra cost.
Does Pet Insurance Cover End of Life Expenses?
When your pet’s end of life is caused by a covered condition, plans provided by Spot cover expenses for euthanasia, burial and cremation only. Plans provided by Spot do not cover funeral expenses, memorial items, urns, caskets, burial plots or burial plot maintenance fees.
Does Pet Insurance Cover Spaying
Base level plans provided by Spot do not cover spaying.
Spot’s Platinum Preventive Care plan option reimburses up to $150 on spaying/neutering with no deductible. The Platinum Preventive Care plan is available as an add-on to your base level plan for $24.95/month and provides a total annual benefit of $450 in routine care allowance.
See the breakdown of what Spot’s Preventive Care plan options cover:https://Spotpetins.com/sample-policy/
