Top-Ranked Kitten Insurance Plans
Spot pet insurance offers affordable and comprehensive kitten insurance plans that cover your kitten from head-to-tail,
providing everything necessary to help you ensure they receive the best care.
When they’re sick
Get pet insurance for dogs, including coverage for diagnostics, treatments, and prescription medication for covered conditions.
When they’re hurt
Spot plans cover emergency care, surgery, and rehab for dogs injured in unexpected accidents, helping ensure their health.
When they’re healthy
Keep up with routine wellness exams, vaccines, and more with optional Preventive Care benefits you can add to your plan.
What Do Spot Kitten Insurance Plans Cover?
Spot offers two main plans: Accident & Illness and Accident Only. You can add an optional Preventive Care plan as well.
Preventive Care for Kittens
While kittens may have the reputation for nine lives, it's still wise to have a preventive care plan in place to help keep them safe from potential harm.
Spaying or Neutering
Enhance your kitten's protection with the Platinum Preventative Add-on, offering additional coverage for essential services
at a cost-effective rate.
Dental Teeth Cleaning
Explore Spot's kitten insurance plans with dental cleaning coverage included in preventative care options, helping ensure your furry friend's health at an affordable additional cost
Coverage for routine exams and screenings are included in our preventative care coverage, helping provide your vet with the opportunity to detect health issues in their early stages.
Kitten insurance that’s easy!
Spot makes it simple for pet parents to submit a kitten insurance claim and receive reimbursement for eligible services in just a few days.
Visit Any Vet
No vet restrictions! Visit any vet in the U.S. or Canada.
Submit Your Claim
Send us your bill online, in our app, or via fax.
Get cash back quickly for covered vet bills either direct deposit or check – you pick.
Explore Kitten Insurance By Breed
Learn about your kitten’s characteristics, personality, and more today!
Happy Pet Parents Trust Spot
Rated 4.6 / 5 based on 3,973 reviews
So far so good!
So far claims have been very easy and customer service was kind and responsive. Reasonable rates, would recommend.
Very pleasant experience
I’m new to spot pet insurance and so far have been very pleased with the user friendly web interface, easy claims process, and the quick turn around for the claims.
Excellent customer service
Fast and efficient. Very nice customer support reps. Claims process was pretty easy.
Fast and Efficient
No unnecessary delays when procressing our claims
Just enrolled my puppy in Spot insurance including the preventative coverage which is recommended for a pup. Took him to the vet for his initial visit after buying him. The bill was 172$. I filed my first claim, uploaded my invoice from the vet and the claim was processed quickly with an awesome reimbursement. Monthly premium is money well spent.
Prompt attention and keeping you…
Prompt attention and keeping you informed how your claim is progressing.
EZ to use app
Ez to use the app. Reimbursement was fast even though we just started with the insurance.
Everything with spot insurance has been…
Everything with spot insurance has been great and easy!
Simple, quick, and a pleasure to deal with
Filing a claim is simple, quick, and to the point. Claim is processed quickly. Customer service is polite and addresses every concern.
Spot Pet Insurance is a lifesaver
Spot Pet Insurance is a lifesaver! They are fast, efficient, and completed my claim in 2 days! Having Spot is not only financially smart, but the peace of mind knowing they have me covered is priceless 🙏🏻! Thank you!
Pet Insurance FAQs
Have questions about pet insurance and how it works? Don’t worry, we’ve got you covered.
What do Pet Insurance Plans provided by Spot cover?
Spot Pet Insurance offers options for Accident-Only and Accident & Illness pet insurance plans. Spot plans offer an unlimited annual limit option, no per incident caps, and no lifetime caps.
Plans provided by Spot cover the eligible expenses for medically necessary veterinary treatments that are prescribed to treat your pet’s covered conditions.
You may use any licensed veterinarian in the US and Canada.
For a full list of terms and conditions, click here to view a sample policy.
Can I Get Reimbursed for Routine Teeth Cleanings?
Base level plans provided by Spot do not cover routine teeth cleanings.
However, Spot accident & illness plans cover treatments for dental illnesses. The only treatment covered for dental accidents is tooth extractions.
To get reimbursed on routine cleanings for your dog or cat’s general wellbeing, you’ll need to add preventive coverage to your base plan for a little extra cost per month.
How do I Determine if My Pet Has a Pre-existing Condition?
Plans provided by Spot do not cover pre-existing conditions.
A pre-existing condition is any injury or illness which occurs or shows symptoms before coverage starts or during a waiting period. A condition is considered pre-existing whether or not it’s been officially diagnosed or treated; all that matters is when it occurred or symptoms first displayed.
What is the Best Age to Insure My Pet?
Plans provided by Spot don’t have an upper age limit for new enrollments or coverage. We advise all pet parents to insure their pets at a young age. You can enroll your pet in a plan from Spot as soon as they’re 8 weeks old. Don’t let your pet develop a “pre-existing condition” before they’re insured.
Does Pet Insurance Cover Exam Fees?
Not all pet insurances cover exam fees. Spot plans cover exams for covered conditions.
Routine wellness exams are not covered by base level plans provided by Spot, and they are only covered under Spot’s Preventive Care plans, which you can add on to your base level plans for a little extra cost.