The 5 Biggest Benefits of Pet Insurance

Pet Insurance for Pet Wellbeing

Our pets make us smile in the morning, comfort us at night, and can brighten our days just by brushing against us to say hello. The health benefits that pets bring us are well documented, like improved mental and physical health and extended lifespan. These are immeasurable gifts we surely ought to safeguard. Yet fewer than 1% of American dogs and cats are insured, leaving them more susceptible to going untreated for an accident or illness.

Spot Pet Insurance places the wellbeing of pets at the center of its customizable coverage, believing firmly that pets deserve the same caliber of healthcare humans receive but knowing that not all pet parents can afford pet emergencies on their own. Helping more pets have access to high-quality health care is at the heart of what Spot does, but there are more benefits to pet parents that come along with that.

Here, some of the top benefits pet parents can expect from having pet medical insurance…

1. Reduced Stress Over Pet Hospitals Bills

According to the Humane Society, every six seconds a pet owner is faced with a vet bill or more than $1,000. A survey from Bankrate estimates that only 39% of Americans have adequate savings to handle an unexpected bill of that amount. Such circumstances can put pet parents in a tough decision spot and create understandable anxiety.

How does pet insurance work?

Spot works to alleviate the stress that comes from surprise vet bills by making it possible for covered pet parents to get their pets the care they need in an emergency. With Spot, you get to enjoy every minute with your furry friends without worrying if you’ll be able to cover them in a health crisis.

2. Protection For Your Pet’s Future Health

According to the American Veterinary Medical Association, almost half of all dogs over age 10 will develop cancer. The costs of treating such an illness can create a barrier for many pet parents, and it’s hard to know if your pet will be one of the pets who develops a chronic illness as they age.

How does pet insurance know about pre-existing conditions in pets?

Spot’s customizable insurance coverage plans help you manage the bills that come with treating a chronic disease as your pet ages. The customizable Spot health insurance policies cover dogs and cats in case of illnesses, hereditary conditions, behavioral issues, dental disease, cancer, and more. 

The younger you start your dog on dog insurance or cat on cat insurance, the less likely they are to have a pre-existing condition (so the more your policy should be able to cover over their lifetime). Plus, having emergency pet insurance will help alleviate unforeseen financial burdens on pet owners, too.

3. Create A Healthier Pet Population

Preventive Care coverage, an option pet parents can add to their policy for as little as $9.95 a month, reimburses routine services that safeguard pets from future health concerns through vaccines, flea/heartworm preventatives, and dental cleanings. Most pet parents already take their pets for these procedures, so why not get reimbursed for it?

What does pet insurance cover?

Prevention not only keeps your pet healthier, but it can also keep communities of pets from experiencing outbreaks of disease or infection. The services, depending on selected options, include:

4. Thriving Vet Practices

Veterinarians specialize in animal medicine, but oftentimes they can’t perform the extent of their services because of financial concerns from animal owners. When more pet owners purchase pet insurance, vets can offer more treatment options for your pet at a reasonable cost to you.

What can pet insurance do for me?

The more pets who have coverage on pet health insurance, the more services their humans are able to afford. This opens veterinarians up to performing greater services in providing optimal pet healthcare. According to Veterinary Practice News,

Evidence indicates that insured clients spend much more than non-insured clients and they tend to respond to an animal’s symptoms more quickly, according to experts.

It’s common sense that insured customers will be less likely to hesitate scheduling pet visits to the vet, and more likely to regularly schedule treatments and procedures. After all, the longer we wait to take care of our pets, the longer the waiting period is for their health to recover. When we lift our vet’s prosperity, it lifts their ability to care for our beloved pets.

5. Flexible Vet Options

Have you ever had worries over seeing a new vet for the first time because they might not know your pet’s medical history like previous veterinarians? With pet insurance, you don’t need to worry about finding a vet that accepts your specific insurance.

Will my veterinarian accept my pet insurance coverage?

Have a vet you love? When you sign up with Spot Pet Insurance, you can remain a loyal customer with the vet you’ve been seeing. There’s no fussing with trying to find someone in-network and no checking to make sure your specific doctor is covered!

Virtual vets and mobile vets are covered (minus any transportation fees), too, so you can even visit the vet of your choice from home. Hopefully, pet insurance strengthens the relationship between pet parents and vets when bill stress is reduced.