Pet Insurance in Virginia

  • Exam Fee coverage for accidents and illnesses
  • Prescription diets and dietary supplements for covered conditons (prescription food for general health and weight maintenance is not covered)
  • Coverage for microchip implantation
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What is Pet Insurance for Dogs and Cats?

Pet insurance is like a safety net for unfortunate accidents and illnesses that can happen to our pets. It acts like insurance for us humans and helps cover the eligible medical expenses for your pet in return for a premium. Know more about does pet insurance covers vaccines.

Almost half of the residents in the US are pet owners of some kind, but less than half of them have pet insurance. These pet owners can experience stress and anxiety because of the expensive, unexpected vet bills that can add up if their pet gets injured or sick. Learn more about how does pet insurance work.

If our pets do get sick or injured, we want to get them the best possible care and wouldn’t want to compromise due to cost. This is where pet insurance can help.

Why is pet insurance important in Virginia?

Mysterious Disease

Virginia has reported over 1,000 cases of a mysterious disease in dogs, which is highly contagious. It is known to cause respiratory complications. The root cause is yet to be determined, but some of the symptoms of this disease include coughing, sneezing, fever, and lethargy. Long term effects are not widely known yet, so pet parents are advised to stay cautious.

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How Spot Plans Help Protect Your Pet

Prescription Medications for Covered Conditions

Spot plans cover prescription medications prescribed by a licensed vet to treat covered conditions.

With a , you could get reimbursed up to 90% of eligible bills after your annual deductible is met:

(
$200
Vet Bill
-
$100
Deductible
)
X 90% Reimbursement Rate

Spot plan pays you back $90

You Pay $110

Canine Parvovirus

Most commonly seen in puppies around 6 to 20 weeks old, Canine Parvovirus, or CPV, is a highly contagious disease attacking cells that reproduce. It mainly spreads through the stools of infected dogs when other dogs sniffs or licks it as heavy amounts of this virus are excreted via stools. Diarrhea, decreased appetite, vomiting, and weight loss are some of the symptoms of this virus. Doberman Pinschers and Rottweilers are found to be more prone to this virus. While on the other hand, cats are relatively safe from the virus but can be carriers of it.

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How Spot Plans Help Protect Your Pet

Infectious Diseases

Spot accident & illness plans cover illnesses resulting from infectious diseases your pet may catch.

With a , you could get reimbursed up to 90% of eligible bills after your annual deductible is met:

(
$2,000
Vet Bill
-
$100
Deductible
)
X 90% Reimbursement Rate

Spot plan pays you back $1,710

You Pay $290

Bobcats

With over 41 state parks and 22 national parks, Virginia is home to a lot of wildlife diversity. One of the most dangerous wildlife threats is the Black Bear, but for our pets, Bobcats seem to pose more of a threat. These cats can attack our dogs and cats, especially the smaller ones under 30 pounds like Pugs, Chihuahuas, Miniature Pinscher, etc. These cats can leave our pets severely injured causing avenues for bacteria and yeast to be born and thrive.

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How Spot Plans Help Protect Your Pet

Orthopedic Injuries

Spot plans cover accidents and injuries like broken bones or fractures that may result from an encounter with a wild animal.

With a , you could get reimbursed up to 90% of eligible bills after your annual deductible is met:

(
$5,000
Vet Bill
-
$100
Deductible
)
X 90% Reimbursement Rate

Spot plan pays you back $4,410

You Pay $590

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Why Spot Plans?

At Spot, we believe that our plans help pet parents sleep peacefully at night due to our plans’ extensive and customizable coverage options. For us, it always was and is going to be pet and pet parents first. Know more about pet insurance reviews and top pet insurance FAQs you need to know.

Affordable Plans for Cats & Dogs

Life is full of surprises. Spot helps pet parents plan for them with easy and simple pet insurance options that can be used at your licensed vet in the US or Canada.

Virginia Pet Insurance Information by City

Find city-specific information about Pet Insurance in the state of Virginia.

Pet Insurance FAQs

Have questions about petinsurance and how it works? Let’s dig up an answer.

Is microchip covered by pet insurance?

Most providers don’t cover microchip implantation in the base plans they offer BUT Spot plans cover microchip implantation in all base plans. Know more about what does pet insurance cover.

How Long Do I Have to File a Claim?

You can submit a claim within 270 days from the date of treatment.

Which is the best insurance in VA?

We don’t claim that we are the best. We would like to leave that to you. We’ve given you the comparison chart to highlight our plan options vs. other provider’s plans. Now, we’ll let you decide which plan option you think is best for you and your furry friend.

How long should I keep my dog isolated after parvo?

It is recommended that you keep your dog away for at least 3 weeks after the treatment so that the chances of spreading the virus is minimized.

What attracts Bobcats to yards?

Food. The basic requirement for survival for any living being is what attracts these wild cats as well.

What is the most popular cat breed in VA?

Virginia hosts several cat breeds like the Exotic shorthair, Ragdoll, Maine Coon, and Scottish fold. The most popular one, however, is the Persian cat.