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Spot vs Lemonade: Pet Insurance Plan Comparison

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Lemonade Pet Insurance Plans Vs. Spot Pet Insurance Plans: Insurance Comparison

Is pet insurance right for you? The benefits are numerous, but situations vary widely from pet owner to pet owner. You have to consider whether your pets have the appropriate vaccines, whether they have pre-existing conditions, whether you’re interested in microchipping, and much more. Responsible pet owners also have to worry about neutering/spaying, preventative care, and occasional blood work. Vet bills can get high, especially if you have to handle multiple vet visits or hospitalizations. 

If pet insurance is the answer, which pet insurance provider should you go with? There are dozens of options with differences that aren’t always easy to spot.

Here at Spot Pet Insurance, we do the research to help make yours a little easier. Today, we’re going over some key differences that set apart Spot Pet Insurance plans from Lemonade Pet Insurance plans.

Remember that every pet family’s needs are different, so obtaining a quote is the best way to find the right fit for you. However, we aim to show you some differences that may not be clear with just a quote.

Spot Plans are Available in All 50 States

We’re proud to offer Spot Pet Insurance plans in all 50 states.  Lemonade plans are not offered in all US states at this time. 

Spot Pet Insurance Plans Don’t Have Upper Age Limits

We know that pet health care becomes even more essential as our furry friends get older. Upper age limits aren’t present with Spot Pet Insurance plans. As long as your dog or cat is at least eight weeks old, they are welcome to enroll.

With Lemonade Pet Insurance plans, there are upper age limits which vary by breed. 

Spot Pet Insurance Plans Have a 10 Percent Multi-pet Discount

When it comes to pets, the more, the merrier! Caring for multiple pets can add up, but Spot Pet Insurance is here to help. The plans we offer have a 10 percent multi-pet discount for all additional pets.

Lemonade pet insurance plans, on the other hand, offer a five percent discount.

Base Policies vs. Coverage Add-Ons

Spot Pet Insurance base plans cover alternative therapies that are prescribed to treat covered conditions 

With plans provided by Lemonade, you need to add-on alternative therapy coverage for an additional cost.

Insurance Plan Coverages

Preventive
Care

Exam Fees

30-Day Money Back
Guarantee

Prescription
Foods

Microchip

Lemonade

/ Included Not included or some inclusions

Comparison information is provided using publicly available information as of 10/26/2022 and is only meant to summarize program features, not a specific plan. Review the provider’s plan terms for more details. The description of the providers’ plans are not provided by that company. If you have questions about other plans, please contact an agent of that company. It is our intention to provide fair and accurate comparison information. We attempt to keep information up to date but it may change from time to time. If you are aware of any inaccuracies or changes in the information provided, let us know by emailing service@customer.spotpetins.com.

happy dog hearts

Kitten and Puppy Accident
& Illness Insurance Plan

Spot Accident & Illness Plans Cover Dental Illnesses and Behavioral Problems

Accident & Illness plans provided by Spot cover dental illness coverage and behavioral problems. Lemonade plans don’t cover dental illnesses or behavioral problems.

Conclusion

With highly customizable pet insurance plan options and extensive pet parent education resources to answer all kinds of questions, we are structured to help give incredible service for your fur family. 

Get a quote today!

Competitor comparison information:

Comparison information is provided using publicly available information as of 3/24/22 and is only meant to summarize program features, not a specific plan. Review the provider’s plan terms for more details. The description of the providers’ plans are not provided by that company. If you have questions about other plans, please contact an agent of that company. It is our intention to provide fair and accurate comparison information. We attempt to keep information up to date but it may change from time to time. If you are aware of any inaccuracies or changes in the information provided, let us know by emailing service@customer.spotpetins.com.

Sources:

The Impact of Pet Health Insurance on Dog Owners’ Spending for Veterinary Services | National Library of Medicine

How Long Do Dogs Live – Dog Breeds and Life Expectancy | PetMD

Effectiveness of acupuncture in veterinary medicine: systematic review | NCBI

*Discount applies to lower premiums.
** Not available in New York. Must have not filed any claims within the 30 day period to be eligible for money back.