Visit Any Licensed Vet
Get vet treatment in the US or Canada.
Submit Your Claim
Send us your bill online, in our app, or via fax.
Get Cash Back
Get paid back for eligible vet bills for covered conditions.
What is covered in Spot plans?
Spot Preventive Care Coverage Perks
Spaying or Neutering
Covered for an extra cost in the Platinum Preventative Add-on
Dental Teeth Cleaning
Cleaning coverage included in Spot's preventative care coverage options for an extra cost
Wellness Exams
Routine exams and screenings give your vet the opportunity to detect health issues in the early stages
24/7 Pet Health Helpline
Policyholders of insurance plans from Spot are provided immediate access to a 24/7 helpline for pet health, behavior, and wellness questions powered by VetAccess™.
Your questions will be answered by veterinary experts 24/7 at no additional cost!
Happy Pet Parents Trust Spot
Rated 4.7 / 5 based on 4,721 reviews
Prompt Claims Review
We submitted bills for routine wellness services and were mildly perturbed to receive an emailed form letter requesting our dog's complete health history. That seemed unnecessary as none of the charges submitted for reimbursement pertained to anything suggesting treatment of a preexisting condition or other uncovered service. A day later, and before we replied to the request for records, we received an email informing us that our claim had been approved in full. We will provide the requested records because Spot is certainly entitled to them, but it was very reassuring to learn that that claims aren't being routinely delayed for pre-textual reasons. The quick turnaround of our claim demonstrated that reasonable people are reviewing claims and making intelligent decisions about what is and isn't relevant to approval. The explanation of benefits was promptly received, clear and concise. (Praise not heaped on most human health insurers). We hope our beloved companion never suffers a serious injury or illness, but this prompt, efficient, and properly documented claims experience has boosted our confidence that Spot Pet Insurance will promptly provide the promised financial assistance should it ever be needed.
Easy
Easy, clear coverage, simple process and fast payment.
My dog was recently quite sick and the…
My dog was recently quite sick and the cost ended up being over 1k, spot didn’t question it didn’t ask questions they just helped me paid as expected great insurance!
Helpful and Thorough
Helpful and thorough. The process is easy to submit a claim. Anytime I have had to speak to a representative they have been very helpful. They try to do the best for the customer.
Prompt and efficient
Prompt and efficient
Best think I ever got for my fur baby!!
Best think I ever got for my fur baby!!
My first claim
My first claim, and it was so easy to do! Spot was fast and easy to track the process. They make it very simplified and seamless to process the claims and we received our funds that they covered back into our bank account within a week. Thank you Spot for being so efficient :)
Fast payments on claims!!!!
Fast payments on claims!!!!! They covered almost all of our puppies visits
Easy submission and pretty fast…
Easy submission and pretty fast processing.
Very easy to submit the claim and I got…
Very easy to submit the claim and I got paid quickly!