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Affordable Pet Insurance Plan Options

Up to a 20% Discount*
  • 10% discount for Purina fans* (The discount applies to all pets, not just the first pet)
  • 10% multi-pet discount on all additional pets

*Strategic Partner Discount not available in FL, HI, MN, TN, WA, VA, and PA. 5% strategic partner discount in LA, NE, ND, and TX.

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Insurance Plans for your Pet

Pet insurance covers your dog or cat in case of unexpected injuries or illnesses. With plans from Spot, you can personalize your coverage to best suit the needs of you and your pet.


Injuries, Swallowed Objects, Toxic Ingestions


Cancer, Respiratory Infection, Diabetes


Excessive Licking, Separation Anxiety, Destructive Chewing


Preventative Coverage options are available for an additional cost. Discounts do not apply.


Gingivitis, Periodontitis


Accidents and illnesses

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in 30 Seconds

  • Accidents, injuries, illnesses, and chronic conditions...Personalize a plan that works for you.
  • Plans offered by Spot reimburse you between 70% - 90% of eligible vet bills.
  • Add-on preventive care coverage options are available for a little extra cost a month.
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How Pet Insurance Works

Visit Any Licensed Vet

Get the care your pet needs and pay your bill.

Submit Your Claim.

Send it in through your online account, by mail, or by fax.

Get Reimbursed

Payments for eligible vet bills can be sent by direct deposit or check by mail.

24/7 Pet Health Helpline

24/7 Pet Health Helpline

Policyholders of insurance plans from Spot are provided immediate access to a 24/7 helpline for pet health, behavior, and wellness questions powered by VetAccessTM.

Your questions will be answered by veterinary experts 24/7 at no additional cost!

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Your questions will be answered by veterinary experts 24/7 at no additional cost!

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