Special Offer for Purina Fans

Free Pet Insurance Quote in 30 Seconds

Up to a 20% Discount

10% discount for Purina fans* (The discount applies to all pets, not just the first pet)

10% multi-pet discount on all additional pets

*Strategic Partner Discount not available in FL, HI, MN, TN, WA, VA, and PA. 5% strategic partner discount in LA, NE, ND, and TX.


Let Spot Plans Help Lead Your Pet’s Care

When you love your pet like family, you help treat them to the care they deserve if they become sick or hurt. Spot plans are all heart and packed with coverage benefits to help ensure your pet feels loved and protected, and help you feel peace of mind.

Microchip Implantation

Spot plans include coverage for microchip implantation by a veterinarian.

Exam Fees

Spot plans include exam fees for covered conditions, excluding annual physical exams, once the deductible is met.

Accident-Only Plan Available

Spot offers an Accident-Only plan option as well as the more extensive Accident & Illness plan option.

Dental Illness

Spot Accident & Illness Plan covers dental illnesses like Gingivitis and Spot plans cover tooth extractions for dental accidents.

Preventative Care Requirement to Cover Certain Illnesses

Spot plans do not require an annual wellness exam or specific vaccines to be eligible for coverage for certain illnesses.

Hereditary & Congenital Issues

Spot Accident & Illness plan includes coverage for costs of eligible inherited illnesses that don't show symptoms until later in your pet's life, like heart disease, IVDD, eye disorders, and hip dysplasia.

Behavioral Issues

Spot Accident & Illness plans can help cover eligible costs for vet visits concerning behavior problems relating to anxiety or compulsive behaviors like excessive licking and destruction of home.

One Annual Deductible

Spot plans offer several annual deductible options so you can pick the annual deductible that’s right for you.

No Upper Age Limit

Spot plans don't put an upper age limit on new enrollments, and they don't reduce coverage due to old age.

Free Pet Insurance Quote in 30 Seconds

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Accidents, injuries, illnesses, and chronic conditions...Personalize a plan that works for you.

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Plans offered by Spot reimburse you between 70% - 90% of eligible vet bills.

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Add-on preventive care coverage options are available for a little extra cost a month.

How Spot Plans Look Out For Your Pet’s Future

Pick Your Vet

“Trying to locate a licensed vet that was covered by a Spot was much easier than we anticipated.”

Shelly S.

Choose Care Over Cost

“It’s a great feeling knowing I never have to worry or panic about my pets healthcare.”

Cory L.

Get Reimbursed Quickly

“Great experience with Spot Insurance. The claim process is very quick! You really get what you pay for”

Sandra C.

Rated 4.2 / 5 based on 916 reviews

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24/7 Pet Health Helpline

Policyholders of insurance plans from Spot are provided immediate access to a 24/7 helpline for pet health, behavior, and wellness questions powered by VetAccessTM.

Your questions will be answered by veterinary experts 24/7 at no additional cost!

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