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What is Pet Insurance for Dogs and Cats?
Pet insurance can help pet parents pay for the eligible veterinary treatment costs for their pets. Pets have been known to provide physical and mental well-being for us humans. But at times, that can come at a big cost. The vet bills for unexpected accidents and illnesses can run into the thousands at times. We love our pets, so we wouldn’t want to compromise on the care they may need. Learn more about how much pet insurance is and how to choose the best pet insurance option.
One of the best ways to prepare is with a pet insurance plan. We, as mere humans, can’t control unfortunate happenings, but pet insurance can help protect your pet and your pocket. Learn more about if pet insurance covers spaying and neutering and does pet insurance covers dental.
Why is pet insurance important in Hawaii?
Laws and Regulations
Getting a pet into Hawaii comes with its own set of rules and regulations. To enter Hawaii, your pet must be microchipped, have 2 rabies vaccinations in its lifetime (with the most recent being within 30 days of your arrival to Hawaii), have a rabies titer test, tick treatments within 14 days of arrival, and a health certificate no older than 2 weeks. These in themselves are a big enough expense for a pet owner while moving from another state to Hawaii or even for a vacation. There’s a reason it’s a rabies-free state.
Read moreHow Spot Plans Help Protect Your Pet
Prescription Medications for Covered Conditions
Spot plans cover prescription medications prescribed by a licensed vet to treat covered conditions.
With a , you could get reimbursed up to 90% of eligible bills after your annual deductible is met:
Spot plan pays you back $90†
You Pay $110
Creepy-Crawlie Pests
The dogs of Hawaii face pest problems more than those of some other states. These pests can affect their ears, skin, and intestines. Fleas and ticks spread life-threatening diseases from blood parasites. The symptoms may include crusts, bumpy skin or pimples, constant itching, scratching, and hair loss or bald patches. You should take your pet to a vet immediately at the sight of any similar signs.
Read moreHow Spot Plans Help Protect Your Pet
Infectious Diseases
Spot accident & illness plans cover illnesses resulting from infectious diseases your pet may catch.
With a , you could get reimbursed up to 90% of eligible bills after your annual deductible is met:
Spot plan pays you back $1,710†
You Pay $290
Salt-Water Poisoning
The state of beaches offers a lot of amazing venues for spending a warm sunny day with your dog or cat. Playing in the sand is all good until your dog or cat ends up ingesting large amounts of sand or salt water. It may lead to salt-water poisoning, the repercussions of which can be weakness, diarrhea, muscle tremors, and seizures.
Read moreHow Spot Plans Help Protect Your Pet
Toxin Ingestion
Spot plans cover foreign objects and toxin ingestion that your pet may swallow unexpectedly.
With a , you could get reimbursed up to 90% of eligible bills after your annual deductible is met:
Spot plan pays you back $3,060†
You Pay $440
Why Spot Plans?
More than providing a comprehensive pet insurance plan, we believe in providing a smooth and hassle-free experience for our pet parents. Choosing Spot pet insurance over competitors in Hawaii offers several advantages that make it a preferred choice for pet owners in the Aloha State. Spot's flexible and customizable plans allow pet owners to select coverage options that best suit their pets' unique needs, taking into account the specific risks and health concerns associated with the Hawaiian environment. Spot also offers a quick and easy claims process with a user-friendly app that streamlines submitting claims and tracking reimbursements. This efficient system ensures that pet owners can focus on their pets' health and well-being rather than being burdened by paperwork and delays.
Moreover, Spot's excellent customer service sets it apart from competitors. The knowledgeable and compassionate team is always available to answer questions and provide guidance on the best plan options for each individual pet. Finally, Spot has a strong track record of stability and reliability, ensuring that pet owners can trust the company to be there for them when they need it most. By choosing Spot pet insurance, Hawaiian pet owners can enjoy peace of mind, knowing their beloved pets are protected in a way that acknowledges the unique challenges of island life
Affordable Plans for Cats & Dogs
Life is full of surprises. Spot helps pet parents plan for them with easy and simple pet insurance options that can be used at your licensed vet in the US or Canada.
Hawaii Pet Insurance Information by City
Find city-specific information about Pet Insurance in the state of Hawaii.
Pet Insurance FAQs
Have questions about pet insurance and how it works? Let’s dig up an answer.
What should I look for when getting pet insurance?
There are certain features that you, as a pet parent should look for while selecting a pet insurance plan for your pet. These can include – the type of plans offered, price, benefits offered, claim reimbursement process, and an informative website, to name a few.
How does microchipping pets help?
If someone encounters a lost pet, they can take the pet to a vet or shelter so they can scan the pet’s microchip. This would reveal details of the pet including the owner’s contact information. This is how most shelters get lost pets back to their parents.
Will pet insurance save me money?
Many pet owners don’t realize the benefits a pet insurance plan could give them until they need it. There is no telling when an unexpected accident or illness will happen, or how much the cost will be. We believe in preparing for these uncertainties with a pet insurance plan, so you can stress less about those high vet bills. Besides, your pet insurance plan is something you hope you won’t have to use.
Is medication covered by Spot pet insurance plans?
Yes, medication prescribed by a licensed vet to treat a covered condition would be covered by a Spot plan. Know more about what does pet insurance cover.
Why is Hawaii so strict with dogs?
One reason for Hawaii’s strict pet policies is because it is the only state in the US that is rabies-free. So, when our four-legged tourists visit the state, the rules can be strict because the pets that live in Hawaii typically do not get vaccinated for rabies.
Are vaccinations covered by pet insurance?
Most pet insurance providers do not cover the cost of vaccinations in their base plans. Spot offers two preventive care coverage options that you can add to your plan for an extra cost, where you will be eligible for reimbursement on vaccines like rabies and Lyme disease.