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What is Pet Insurance for Dogs and Cats?
Pet insurance is a safety net for unfortunate accidents and illnesses that can happen to our pets. It acts as similar insurance for humans and covers the cost of eligible medical expenses at the price of a premium.
Pets are good for our physical and mental well-being, but at times they can be heavy on our wallets. The vet bills for unexpected accidents and illnesses can run into thousands at times. And we love our pets, so we wouldn’t want to compromise on the care they may need. Know more about pet insurance reviews and top pet insurance FAQs you need to know.
One of the best ways to prepare is with a pet insurance plan. We, as mere humans, can’t control unfortunate happenings, but pet insurance can help protect your pet and your pocket. Learn more about if pet insurance covers spaying and neutering and does pet insurance covers dental.
Why is pet insurance important in Georgia?
Stray Dogs
The issue of stray dogs remains unsolved in Georgia. The lack of legislation and the low level of public awareness in the state form the biggest reasons for the growing population of them. Natural high aggression has kicked in due to natural selection as hunting and killing of stray dogs remains popular in the state to date. These stray dogs can be a major threat to our pets as they can get into a fight with the pets, leaving them severely injured at times.
Read moreHow Spot Plans Help Protect Your Pet
Orthopedic Injuries
Spot plans cover accidents and injuries like broken bones or fractures that may result from an encounter with a wild animal.
With a , you could get reimbursed up to 90% of eligible bills after your annual deductible is met:
Spot plan pays you back $4,410†
You Pay $590
Wild Animals
The state of Georgia has a varied landscape with rivers, mountains, coastal plains, marshes, and forests, which comes along with a bunch of wild animals including black bears, fox squirrels, ticks, white-tailed deer, coyotes and big brown bats. The coastal plains are filled with poisonous snakes. All these animals pose a major threat to our pet ones if encountered. They can leave our dogs and cats severely injured or even killed at times.
Read moreHow Spot Plans Help Protect Your Pet
Emergencies & Hospitalizations
Spot plans cover the eligible costs of emergency care for accidents and illnesses that may happen unexpectedly to your pet.
With a , you could get reimbursed up to 90% of eligible bills after your annual deductible is met:
Spot plan pays you back $1,710†
You Pay $290
Plant Poisoning
Georgia has roughly 4,000 species of plants. That’s a good thing, but not for our pets. A lot of these plants can be very toxic to our pets. Some examples are, almond, apricot, cherry, nectarine, peach, and plum trees and shrubs, aloe vera, amaryllis, caster bean, and chrysanthemum. Any contact or ingestion of these can lead to vomiting, diarrhea, tremors, pain, difficulty breathing and even seizures.
Read moreHow Spot Plans Help Protect Your Pet
Poison Control Consultation Fees
Spot plans can cover the eligible cost of poison control consultation fees if your pet ingests unknown chemicals or gets bit by something poisonous.
With a , you could get reimbursed up to 90% of eligible bills after your annual deductible is met:
Spot plan pays you back $1,710†
You Pay $290
Why Spot Plans?
We don’t just provide pet insurance. We believe in helping provide peace of mind and a good night’s sleep to pet parents by helping them care for their pet’s unexpected situations.
Affordable Plans for Cats & Dogs
Life is full of surprises. Spot helps pet parents plan for them with easy and simple pet insurance options that can be used at your licensed vet in the US or Canada.
Georgia Pet Insurance Information by City
Find city-specific information about Pet Insurance in the state of Georgia.
Pet Insurance FAQs
Have questions about pet insurance and how it works? Let’s dig up an answer.
How much is pet insurance in GA?
Based on internal data, the average cost for a Spot pet insurance plan in Georgia is about $44 per month.* Some factors that affect your premium are the pet’s breed, age, and where you live. Other factors include the plan type, annual deductible amount, reimbursement percentage, and annual coverage limit amount. Spot plans have customizable plan options to help you pick the plan most affordable for you and your pet. Click here to get a quote.
*Average cost is based on internal data from June 2022 - January 2024 for active policies in the state of Georgia for Accident Only and Accident & Illness plans for cats and dogs. Advertised cost is rounded to the nearest whole USD.
Does Pet Insurance Cover End of Life Expenses?
When your pet’s end of life is caused by a covered condition, plans provided by Spot cover expenses for euthanasia, burial and cremation only. Plans provided by Spot do not cover funeral expenses, memorial items, urns, caskets, burial plots or burial plot maintenance fees.
Is medication covered by Spot pet insurance plans?
Yes, medication prescribed by a licensed vet to treat a covered condition would be covered by a Spot plan. Know more about what does pet insurance cover.
Are pre-existing conditions covered by pet insurance?
Plans provided by Spot do not cover pre-existing conditions.
A pre-existing condition is any injury or illness which occurs or shows symptoms before coverage starts or during a waiting period. A condition is considered pre-existing whether or not it’s been officially diagnosed or treated; all that matters is when it occurred or symptoms first displayed.
However, with plans provided by Spot, this doesn’t mean the condition can’t be covered in the future if the condition is curable. An injury or illness that is curable, cured, and free of treatment and symptoms for 180 days will no longer be regarded as pre-existing, with the exception of knee and ligament conditions. If a knee or ligament condition occurs before the coverage effective date or during a waiting period, any future ones won’t be covered.
Is There a Waiting Period for Pet Insurance?
Yes, plans provided by Spot have a 14 day waiting period for coverage.
Are there Any Age Limits?
You can enroll your pet in a plan provided from Spot once your pet is 8 weeks old or older. There is no upper age limit for coverage or enrollments.