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Dig in to the benefits of Dog & Puppy insurance plans with Spot.

Dig In
Dog Insurance Plans from Spot
Spot Pet Insurance plans help you protect your dog or puppy in case of accidents, illnesses, and emergencies.
With Spot Dog & Puppy insurance, you get
  • Preventive Care coverage options for your dog & puppy, which you can add to plans for a little extra cost.
  • Customizable annual limits, deductible and reimbursement rates
What do Spot Dog Insurance Plans for Accidents & Illnesses Cover?
  • Accidents
    Spot Dog & Puppy Insurance plans help with the eligible costs of injuries and emergencies if your dog gets in an accident. Accident injuries include bites, cuts, broken bones, lodged foreign objects, and toxin ingestion.
  • Hereditary Conditions
    Spot recognizes that dogs, like people, can inherit conditions like heart disease, eye disorders and hip dysplasia. Spot Dog & Puppy Insurance plans can help with the eligible bills for these conditions, too (just no preexisting condition coverage).
  • Illnesses
    Sick day? Spot plans reimburse you when your dog needs to see the vet for thyroid diseases, digestive problems, UTIs, cancer, and other illnesses. With Spot Dog & Puppy Insurance plans you get coverage for illness exam fees, too.
  • Chronic Issues
    A chronic condition requires care across multiple plan periods, and we cover those, too! If your dog has diabetes, arthritis or other reoccurring issues, Spot Dog & Puppy Insurance plans help you cover the eligible bills that make them more comfortable.
Wait… there’s more!
Alternative Therapies
There are all sorts of alternative therapies now. We take a holistic approach to health, and to dog health insurance. If your pup needs to see a licensed alternative therapy specialist for a covered condition, Spot plans cover alternative therapies used to treat covered conditions. Common alternative therapies for dogs include:
  • Acupuncture
  • Physiotherapy
  • Chiropractic Care
  • Rehabilitative Therapy
  • Hydrotherapy
  • Low-level laser therapy
Spot Dog & Puppy insurance plans cover alternative therapies used to treat covered conditions.
Behavioral Issues
We know that good training and having a trusting relationship are important for a dog’s health. With dog & puppy insurance plans from Spot, accident and illness plans can help cover the eligible costs of veterinary treatments for behavioral problems. Submit claims when you see an approved animal behaviorist for issues like:
  • Anxiety
  • Excessive licking
  • Destruction of the home
  • Fur Pulling
  • Aggression
  • Other compulsive behaviors
Competitor Comparison

See How Our Competition Stacks UpTap to Compare Pet Insurance Providers

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Insurance Plan Coverages

Preventive
Care

Exam Fees

30-Day Money Back
Guarantee

Prescription
Foods

Microchip

Prudent

Prudentx

Wagmo

Wagmox

ManyPets

ManyPetsx

AKC

AKCx

Liberty

Libertyx

Progressive

Progressivex

Geico

Geicox

Pawp

Pawpx

Trupanion

Trupanionx

USAA

USAAx

Embrace

Embracex

Pets Best

Pets Bestx

Fetch

Fetchx

Nationwide

Nationwidex

Metlife

Metlifex

Lemonade

Lemonadex

Healthy Paws

Healthy Pawsx

Bivvy

Bivvyx

Figo

Figox

/ Included Not included or some inclusions

Comparison information is provided using publicly available information as of 10/26/2022 and is only meant to summarize program features, not a specific plan. Review the provider’s plan terms for more details. The description of the providers’ plans are not provided by that company. If you have questions about other plans, please contact an agent of that company. It is our intention to provide fair and accurate comparison information. We attempt to keep information up to date but it may change from time to time. If you are aware of any inaccuracies or changes in the information provided, let us know by emailing service@customer.spotpetins.com.

Is your pet sick?
How Much Are Dog & Puppy Insurance Plans from Spot?
Spot dog insurance plans have customizable coverage options that give you a say in your coverage cost. By choosing your deductible, annual limit, and reimbursement rate, you can adjust your premium to fit your pocketbook. With accident-only coverage, you can get a monthly premium as low as $17/month**
**Based on 5K annual limit, 70% reimbursement rate, and $500 deductible in 33407 for a one year old mixed breed. Plan costs vary based on plan type, pet breed, age, and location.
happy dog hearts

Kitten and Puppy Accident
& Illness Insurance Plan