Best Cat Insurance Plans

Cat & Kitten Insurance plans from Spot

Dig In
Don't just scratch the surface on the benefit of Spot Insurance plans for Cats
Spot has customizable cat and kitten insurance plan options for your feline friend. Choose to cover accidents only or accidents & illnesses. Preventive care coverage is available for a little extra cost each month. Spot cat insurance plans don't have upper age limits, so you can have help getting your kittens and senior cats the best vet care possible.
Spot Cat Insurance Benefits
  • Preventive Care coverage options, which you can add to plans for a little extra cost.
  • 10% multi pet discount on all additional pets
  • Customizable annual limits, deductible and reimbursement rates
Spot Cat & Kitten insurance plans For All instances
  • Accidents
    We hear that curiosity kills the cat, but not on our watch! Spot plans cover accidental injuries like bites, cuts, broken bones, lodged foreign objects, and ingested toxins.
  • Hereditary Conditions
    Just like people, cats can inherit conditions like heart disease, IVDD, and eye disorders. Spot plans cover hereditary conditions.
  • Illnesses
    Spot cat insurance plans cover major and minor illnesses like cancer, upper respiratory infections, worms, and immunodeficiency viruses. They also cover the exam fees for illnesses, which not all insurances do.
  • Chronic Issues
    Chronic conditions, such as diabetes and cancer, may require ongoing care across plan periods. With Spot plans, your cat can still be eligible for coverage even with chronic conditions.
Wait… there’s more!
Alternative Therapies
Some popular therapies for cats include:
  • Acupuncture
  • Physiotherapy
  • Chiropractic Care
  • Rehabilitative Therapy
  • Hydrotherapy
  • Low-level laser therapy
Spot cat insurance plans cover alternative therapies used to treat covered conditions.
Behavioral Issues
Spot accident & illness plans cover cat behavioral problems. Some behavioral problem symptoms for cats include:
  • Anxiety
  • Excessive licking
  • Fur Pulling
  • Destruction of the home
  • Litter box problems
  • Aggression
Competitor Comparison

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Insurance Plan Coverages

Preventive
Care

Exam Fees

30-Day Money Back
Guarantee

Prescription
Foods

Microchip

Prudent

Prudentx

Wagmo

Wagmox

ManyPets

ManyPetsx

AKC

AKCx

Liberty

Libertyx

Progressive

Progressivex

Geico

Geicox

Pawp

Pawpx

Trupanion

Trupanionx

USAA

USAAx

Embrace

Embracex

Pets Best

Pets Bestx

Fetch

Fetchx

Nationwide

Nationwidex

Metlife

Metlifex

Lemonade

Lemonadex

Healthy Paws

Healthy Pawsx

Bivvy

Bivvyx

Figo

Figox

/ Included Not included or some inclusions

Comparison information is provided using publicly available information as of 10/26/2022 and is only meant to summarize program features, not a specific plan. Review the provider’s plan terms for more details. The description of the providers’ plans are not provided by that company. If you have questions about other plans, please contact an agent of that company. It is our intention to provide fair and accurate comparison information. We attempt to keep information up to date but it may change from time to time. If you are aware of any inaccuracies or changes in the information provided, let us know by emailing service@customer.spotpetins.com.

Is your pet sick?
How Much Are Cat Insurance Plans from Spot?
With customizable plan options for cat insurance, you can adjust the cost of your premium to fit your cat's needs and your budget. You can choose your deductible, annual limit, and reimbursement amount. With accident-only coverage, a monthly premium may be as low as $11/month*
*Based on 5K annual limit, 70% reimbursement rate, and $500 deductible in 33407 for a one year old mixed cat breed. Plan costs vary based on plan type, pet breed, age, and location.
happy dog hearts

Kitten and Puppy Accident
& Illness Insurance Plan