Dog & Cat

Now Offering Affordable Pet Insurance Plan Options

Dog & Cat Insurance Plans

  • Accident & Illness and Accident-Only plans
  • Multiple preventive care packages for an additional cost
  • 10% Multi-pet discount on added pets

Free Pet Insurance Quote in 30 Seconds

With plans starting at less than a cup of coffee per day**, receive thousands in reimbursement dollars for covered conditions.

  • Customize a plan that works for you
  • Spot plans reimburse you between 70% - 90% of those eligible vet bills
  • 10% multi-pet discount on added pets
  • 30-day money-back guarantee***
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Very easy claim process and insanely quick claim payout. Very impressive, never expected anything like this from an insurance company.

- Sergei P.

Pet Insurance Plans for Your Pet

Pet insurance covers your dog or cat in case of unexpected injuries or illnesses.
With Spot plans, you can customize your coverage to best suit the needs of you and your pet.


  • Injuries
  • Swallowed Objects
  • Toxic Ingestions


  • Hip Dysplasia
  • Heart Disease
  • IVDD


  • Excessive licking
  • Scratching
  • Destructive chewing


  • Cancer
  • Respiratory infection
  • Diabetes


  • Gingivitis
  • Periodontitis
  • Destructive chewing


  • Annual Exams
  • Dental Cleanings
  • Flea and Heartworm Prevention

How pet insurance works

Visit Any Licensed Vet, Emergency Clinic or Specialist.
Get the care your pet needs and pay your bill.
Submit Your Claim.
Send it in through our app online, by mail, or by fax.
Get Reimbursed.
We can send a direct deposit or mail a check.

24/7 Pet Health Helpline

As a thank you for enrolling in Spot Pet Insurance, we will provide you with immediate access to a 24/7 helpline for pet health, behavior, and wellness questions powered by WhiskerDocs®.

Your questions will be answered by veterinary experts at no additional cost!

SPOT customer service headset