Affordable Pet Insurance Plans for Your Dog and Cat
With plans starting at less than a cup of coffee per day*, receive thousands in reimbursement dollars for covered conditions.
- Accidents, injuries, illnesses, and chronic conditions...Customize a plan that works for you.
- Spot reimburses you between 70% - 90% of those eligible vet bills.
Responsible Pet Parenting Starts Here
- Accident & Illness and Accident-Only plans
- Optional Preventive Care Coverage for a small added cost
- 30-Day Money Back Guarantee**
- Cancel anytime
Pet Insurance Coverage Options for Your Pet
Pet insurance covers your dog or cat in case of unexpected injuries or illnesses. With Spot you can customize your coverage to best suit the needs of you and your pet.
ACCIDENTS
- Injuries
- Swallowed Objects
- Toxic Ingestions
HEREDITARY & CONGENITAL CONDITIONS
- Hip Dysplasia
- Heart Disease
- IVDD
BEHAVIORAL ISSUES
- Excessive licking
- Tail chasing
- Destructive chewing
ILLNESSES
- Cancer
- Respiratory infection
- Diabetes
DENTAL DISEASE
- Gingivitis
- Periodontitis
- Destructive chewing
PREVENTIVE SERVICES***
- Annual Exams
- Dental Cleanings
- Flea and Heartworm Prevention
How It Works
Step 1
Visit Any Licensed Vet,
Emergency Clinic
or Specialist.
Step 2
Submit Your
Claim.
Step 3
Get
Reimbursed.
Step 2
Submit Your
Claim.
Step 3
Get
Reimbursed.
A New Service to Spot Coverage
24/7 Helpline
As a thank you for enrolling in a SPOT Pet Insurance, we will provide you with immediate access to our 24/7 helpline for pet health, behavior, and wellness questions.
Your questions will be answered by veterinary experts at no additional cost!
*whiskerDocs is not available in all states
STAR - Bulldog
West Palm Beach, FL
"Having Spot Pet Insurance helped me save hundreds on my dog Star's x-rays! So happy she is doing well now!"
STELLA - Goldendoodle
West Palm Beach, FL
"Stella my goldendoodle was limping for days. Spot saved the day and I was able to get her torn ligament repaired without spending thousands of dollars."
JAXSON - French Bulldog
High Point, NC
"Save the day! Spot had my back when I had to rush to an emergency clinic. My Jaxson was introducing himself to some new dogs at the park when he was bit and severely wounded."