Microchip Implantation

Spot Accident & Illness plans cover the cost of microchip implantation for your pet by a veterinarian.

Dental Illness

Spot Accident & Illness Plan covers dental illnesses like Gingivitis and Spot plans cover tooth extractions for dental accidents.

Behavioral Issues

Spot Accident & Illness plans can help cover eligible costs for vet visits concerning problematic behavior caused by anxiety or compulsive behaviors.

Exam Fees

Spot plans include exam fees for covered conditions, excluding annual physical exams, once the deductible is met.

Preventive Care Requirements

Spot plans do not require an annual wellness exam or specific vaccines to be eligible for coverage for certain illnesses.

One Annual Deductible

Spot plans offer several annual deductible options so you can pick the annual deductible that’s right for you.

Accident-Only Plan Available

Spot offers an Accident-Only plan option as well as the more extensive Accident & Illness plan option.

No Upper Age Limit

Spot plans don't put an upper age limit on new enrollments, and they don't reduce coverage due to old age.

Hereditary & Congenital Issues

Spot Accident & Illness plans include coverage for eligible inherited illnesses that don't show symptoms until later in your pet's life, like heart disease and hip dysplasia.

Pick Your Vet

“Trying to locate a licensed vet that was covered by a Spot plan was much easier than we anticipated.”

Shelly S.

Choose Care Over Cost

“It’s a great feeling knowing I never have to worry or panic about my
 pets healthcare.”

Cory L.

Get Reimbursed Quickly

“Great experience with Spot Insurance. The claim process is very quick! You really get what you pay for”

Sandra C.