Special Offer for The Physician Alliance Members

Affordable Pet Insurance Plan Options

Up to a 20% Discount

  • 10% member discount (The discount applies to all pets, not just the first pet)
  • 10% multi-pet discount on all additional pets
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Free Pet Insurance Quote in 30 Seconds

With plans starting at less than a cup of coffee per day*, receive thousands in reimbursement dollars for covered conditions.

  • Accidents, injuries, illnesses, and chronic conditions...Personalize a plan that works for you.
  • Plans offered by Spot reimburse you between 70% - 90% of eligible vet bills.
  • Add-on preventive care coverage options are available for a little extra cost a month.
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Pet Insurance Plans for Your Pet

Pet insurance covers your dog or cat in case of unexpected injuries or illnesses. With plans from Spot, you can personalize your coverage to best suit the needs of you and your pet.


  • Injuries
  • Swallowed Objects
  • Toxic Ingestions


  • Excessive Licking
  • Separation Anxiety
  • Destructive Chewing


  • Gingivitis
  • Periodontitis


  • Cancer
  • Respiratory Infection
  • Diabetes


  • Hip Dysplasia
  • Heart Disease
  • Intervertebral Disc Disease (IVDD)


  • Annual Exams
  • Dental Cleanings
  • Flea and Heartworm Prevention

How Pet Insurance Works

How Pet Insurance Works
Visit Any Licensed Vet, Emergency Clinic or Specialist.

Get the care your pet needs and pay your bill.

How Pet Insurance Works
Submit Your Claim.

Send it in through our app online, by mail, or by fax.

How Pet Insurance Works
Get Reimbursed.

Payment can be sent by direct deposit or check by mail.

24/7 Pet Health Helpline

Policyholders of insurance plans from Spot are provided immediate access to a 24/7 helpline for pet health, behavior, and wellness questions powered by VetConnectâ„¢.

Your questions will be answered by veterinary experts 24/7 at no additional cost!

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*Plan costs vary based on plan type, pet breed, age, and location.

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