Responsible Pet Parenting Starts Here

For less than a cup of coffee per day, receive thousands in reimbursement dollars for covered conditions.

  • Accidents, injuries, illnesses, and chronic conditions...Customize a plan that works for you.
  • Spot reimburses you up to 90% of those eligible vet bills.
Insurance Plan Coverages
Healthy Paws
Figo
Nationwide
Trupanion
Pet Plan
Pets Best
Preventive Care Option (?)
Included
Not included or some inclusions
Not included or some inclusions
Included
Not included or some inclusions
Not included or some inclusions
Included
Exam Fees (?)
Included
Not included or some inclusions
Not included or some inclusions
Included
Not included or some inclusions
Included
Not included or some inclusions
30-Day Money Back Guarantee (?)
Included
Included
Included
Not included or some inclusions
Included
Included
Included
Prescription Food (?) & Supplements (?) without Limitations
Included
Not included or some inclusions
Not included or some inclusions
Included
Included
Not included or some inclusions
Not included or some inclusions
Microchip (?)
Included
Not included or some inclusions
Not included or some inclusions
Included
Not included or some inclusions
Not included or some inclusions
Not included or some inclusions
No Vaccination Requirements for Coverage of Certain Conditions (?)
Included
Not included or some inclusions
Not included or some inclusions
Included
Not included or some inclusions
Not included or some inclusions
Not included or some inclusions
Multiple Pet Discount (?)
Included
Not included or some inclusions
Included
Included
Not included or some inclusions
Not included or some inclusions
Included
No Age Limit (?)
Included
Not included or some inclusions
Included
Not included or some inclusions
Not included or some inclusions
Included
Included
Accident-only Plan Available for All Pets (?)
Included
Not included or some inclusions
Included
Included
Not included or some inclusions
Not included or some inclusions
Included
Prescription Medication (?)
Included
Included
Included
Included
Included
Included
Not included or some inclusions
Hereditary and Congenital Conditions without limitations (?)
Included
Not included or some inclusions
Included
Included
Included
Included
Included
Alternative Therapies (?)
Included
Included
Included
Included
Included
Not included or some inclusions
Included
Behavioral Issues (?)
Included
Not included or some inclusions
Included
Included
Not included or some inclusions
Not included or some inclusions
Included
Dental Illnesses (?)
Included
Not included or some inclusions
Included
Included
Included
Included
Included
Chronic Conditions (?)
Included
Included
Included
Included
Included
Included
Included
Specialists (?)
Included
Included
Included
Included
Included
Included
Included
Stem Cell Treatments (?)
Included
Not included or some inclusions
Included
Included
Included
Included
Not included or some inclusions
All Pets Eligible, Regardless of Health
Included
Included
Included
Not included or some inclusions
Included
Included
Not included or some inclusions
Unlimited Lifetime Benefit Plan (?)
Included
Included
Included
Included
Included
Included
Included
One Annual Deductible (?)
Included
Included
Included
Included
Not included or some inclusions
Included
Included

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included not included or some inclusions

*Comparison information is provided using publicly available information as of 1/1/2020 and is only meant to summarize program features, not a specific plan. Review the provider’s plan terms for more details. The description of the providers’ plans are not provided by that company. If you have questions about other plans, please contact an agent of that company. It is our intention to provide fair and accurate comparison information. We attempt to keep information up to date but it may change from time to time. If you are aware of any inaccuracies or changes in the information provided, let us know by emailing service@customer.spotpetins.com.

Help Protect Against High Vet Bills

Health Insurance for Your Pet

Pet insurance covers your dog or cat in case of unexpected injuries or illnesses. With Spot you can customize your coverage to best suit the needs of you and your pet. *For a full list of exclusions visit (spotpetins.com/sample-policy)

ACCIDENTS

  • Injuries
  • Swallowed Objects
  • Toxic Ingestions

HEREDITARY & CONGENITAL CONDITIONS

  • Hip Dysplasia
  • Heart Disease
  • IVDD

BEHAVIORAL ISSUES

  • Excessive licking
  • Tail chasing
  • Destructive chewing

ILLNESSES

  • Cancer
  • Respiratory infection
  • Diabetes

DENTAL DISEASE

  • Gingivitis
  • Periodontitis
  • Destructive chewing

PREVENTIVE SERVICES*

  • Annual Exams
  • Dental Cleanings
  • Flea and Heartworm Prevention

How it Works


Visit Any Licensed Vet,
Emergency Clinic
or Specialist.

Get the care your pet
needs and pay your bill.


Submit Your
Claim.

Send it in online, by phone,
by mail, or by fax.


Get
Reimbursed.

We can send a direct
deposit or mail a check.