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What is Pet Insurance for Dogs and Cats?
Pet insurance can help cover the eligible expenses for your pet’s accidents or illnesses. Without a pet insurance plan, some pet owners experience stress and anxiety because of the vet bills they may need to pay for when their pets need care.
Our pets are at risk of encountering diseases from bacteria and viruses in the air, food, water, and soil. Other risks to our pets may include canine distemper, influenza, heartworms, leptospirosis, and external parasites for dogs, and roundworms, rabies, campylobacteriosis, salmonellosis, cryptosporidiosis, and giardiasis for cats. We want the best possible care for our pets, but the vet bills can show big numbers at times. This is where pet insurance could help. Know more about how does pet insurance work and what does pet insurance cover.
Why is pet insurance important in Texas?
Gastroenteritis
Gastroenteritis refers to the inflammation of the gastrointestinal tract which comprises the stomach and the intestines. Some of the causes of this infection can include bacteria, viruses, parasites, medications, and even new foods. This condition is not specific to Texas, but several cases have been reported in the recent past among dogs in the state. Explosive and/or frequent bowel movements, tarry feces, watery stool, blood in feces, lethargy, and vomiting are some of the symptoms. Gastroenteritis can be quite damaging if ignored or if treatment is delayed.
Read moreHow Spot Plans Help Protect Your Pet
Prescription Medications for Covered Conditions
Spot plans cover prescription medications prescribed by a licensed vet to treat covered conditions.
With a , you could get reimbursed up to 90% of eligible bills after your annual deductible is met:
Spot plan pays you back $90†
You Pay $110
Leptospirosis
Leptospira bacteria is usually found in the urine of infected animals. This can be transmitted through the soil and water if our pets come in contact with it. It is common in areas with warmer climates, which can help explain its prevalence in Texas. Your pet can encounter the bacteria while on walks, drinking unknown water, or playing in unknown soils, to name a few examples. Some symptoms include shivering, tenderness, vomiting, dehydration, diarrhea, poor appetite, and jaundice. It can also lead to serious liver and kidney disease. Leptospirosis is a zoonotic disease, which means it can spread to humans as well.
Read moreHow Spot Plans Help Protect Your Pet
Infectious Diseases
Spot accident & illness plans cover illnesses resulting from infectious diseases your pet may catch.
With a , you could get reimbursed up to 90% of eligible bills after your annual deductible is met:
Spot plan pays you back $1,710†
You Pay $290
Extreme Heat
Texas experiences around 60 days of extreme temperatures every year. Our pets are at risk of overheating if left outside, and especially if you leave them in a car alone in the Texan sun. The temperature inside cars is often higher than the temperature outside which can pose risks to our pets. Some signs of overheating can include panting, disorientation, noisy breathing, collapsing, bright red or blue gums, vomiting and diarrhea. Overheating can lead to dehydration, heat strokes, heat exhaustion and potentially death in some cases.
Read moreHow Spot Plans Help Protect Your Pet
Emergencies & Hospitalizations
Spot plans cover the eligible costs of emergency care for accidents and illnesses that may happen unexpectedly to your pet.
With a , you could get reimbursed up to 90% of eligible bills after your annual deductible is met:
Spot plan pays you back $1,440†
You Pay $260
Why Spot Plans?
We at Spot believe in the comfort, convenience, and importance of extensive coverage options for pets and pet parents. Spot plans help ensure maximum benefits to you and your pet, so you have help sleeping peacefully when your pet has a Spot plan.
Affordable Plans for Cats & Dogs
Life is full of surprises. Spot helps pet parents plan for them with easy and simple pet insurance options that can be used at your licensed vet in the US or Canada.
Texas Pet Insurance Information by City
Find city-specific information about Pet Insurance in the state of Texas.
Pet Insurance FAQs
Have questions about pet insurance and how it works? Let’s dig up an answer.
Is microchip covered by pet insurance?
Most providers don’t cover microchip implantation in the base plans they offer BUT Spot plans cover microchip implantation in all base plans. Know more about what does pet insurance cover.
Are there Any Age Limits?
You can enroll your pet in a plan provided from Spot once your pet is 8 weeks old or older. There is no upper age limit for coverage or enrollments.
Is There a Waiting Period for Pet Insurance?
Yes, plans provided by Spot have a 14 day waiting period for coverage.
What should I do if my pet is overheated?
You should immediately get your pet out of the heat. Some things you can do are placing a fan in front of them, wetting your pet with cool water (not cold though), giving them water, and keeping them in a shaded area.
Is Leptospirosis curable?
When treated early, Leptospirosis can be cured with antibiotics and supportive care. There are vaccines available that can help protect your dog for about 12 months from these bacteria. You can help protect your dog from this virus by limiting your dog’s contact with possible avenues of the bacteria like stagnant or unknown waters.
Can a dog recover from overheating?
If caught and treated early, many dogs can recover from a heat stroke. Other dogs could require lifelong treatment due to organ damage.