Pet Insurance in Oklahoma

  • Accident and illness plans cover hereditary and congenital conditions
  • Accident and illness plans cover behavioral issues
  • Coverage for microchip implantation
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What is Pet Insurance for Dogs and Cats?

Pet insurance for dogs and cats is similar to insurance for us humans. The way insurance helps us pay our medical bills in a time of need; pet insurance helps pay eligible vet bills when our pet friends fall sick or are injured.

Pets like dogs and cats can encounter several threats to them through air, food, water, and injuries, to name some. These can include canine distemper, influenza, heartworms, leptospirosis, external parasites, etc. for dogs and roundworms, rabies, campylobacteriosis, salmonellosis, cryptosporidiosis, giardiasis, etc. for cats. At such times, we want to get them the best possible care, but the vet bills can be high. Despite the fear of vet visits for your pet, you have help sleeping like a baby if you have pet insurance. Learn more about if pet insurance covers spaying and neutering and does pet insurance covers dental.

We love our pets and would want to take all precautions to protect them from sickness, but we might not succeed all the time. We can’t control the unfortunate happenings so much, but we can control our finances and be prepared for a rainy day. Learn more about how does pet insurance work.

Why is pet insurance important in Oklahoma?

Leptospirosis

Leptospirosis is a highly dangerous and contagious bacteria that can kill pets. This rare disease can also affect humans. Streams, lakes, and still waters are some of the places where these bacteria can spread rapidly, as it comes from the urine of infected rodents. It has been reported in the state of Oklahoma. The consequences can be severe once encountered, which can include weakness, depression, stiffness, and muscle pain in pets. It can also lead to the inability of the dog to have puppies.

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How Spot Plans Help Protect Your Pet

Toxin Ingestion

Spot plans cover foreign objects and toxin ingestion that your pet may swallow unexpectedly.

With a , you could get reimbursed up to 90% of eligible bills after your annual deductible is met:

(
$3,500
Vet Bill
-
$100
Deductible
)
X 90% Reimbursement Rate

Spot plan pays you back $3,060

You Pay $440

Snakes

Snakes are considered to be one of the most dangerous creatures in Oklahoma due to their abundance over some other wildlife in the state. Venomous snakes pose a great threat to both us and our pets, and it’s best to assume all snakes that you encounter are venomous to be on the safe side. Some examples of venomous snakes known in Oklahoma are the Copperhead, Cottonmouth/ Water Moccasin, Coral snake, and Rattlesnake. It’s important that you seek veterinary care immediately if your pet gets bitten by a snake as the symptoms can be life threatening. While outside or hiking with your dog, always keep them on a leash and be alert for the presence of snakes or other wildlife.

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How Spot Plans Help Protect Your Pet

Poison Control Consultation Fees

Spot plans can cover the eligible cost of poison control consultation fees if your pet ingests unknown chemicals or gets bit by something poisonous.

With a , you could get reimbursed up to 90% of eligible bills after your annual deductible is met:

(
$2,000
Vet Bill
-
$100
Deductible
)
X 90% Reimbursement Rate

Spot plan pays you back $1,710

You Pay $290

Brucellosis

Also called undulant fever, Brucellosis is an infectious disease caused by various species of the bacteria Brucella. It usually affects sheep, goats, cattle, deer, dogs, cats, and other mammals. Oklahoma has reported quite a few cases of this disease among pets. Infected dogs usually develop an infection of the reproductive system or a sexually transmitted disease. Symptoms of this disease can include anorexia, weight loss, pain, lameness, incoordination, swollen lymph nodes, and muscle weakness. In female dogs, it can often lead to pregnancy complications.

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How Spot Plans Help Protect Your Pet

Infectious Diseases

Spot accident & illness plans cover illnesses resulting from infectious diseases your pet may catch.

With a , you could get reimbursed up to 90% of eligible bills after your annual deductible is met:

(
$2,000
Vet Bill
-
$100
Deductible
)
X 90% Reimbursement Rate

Spot plan pays you back $1,710

You Pay $290

Read more

Why Spot Plans?

We are and always will be a pet and pet parent-first company. We strive to provide comfort to our pet parent members and are satisfied only when they feel satisfied and comforted knowing that they have a Spot plan. Know more about pet insurance reviews and top pet insurance FAQs you need to know.

Affordable Plans for Cats & Dogs

Life is full of surprises. Spot helps pet parents plan for them with easy and simple pet insurance options that can be used at your licensed vet in the US or Canada.

Pet Insurance FAQs

Have questions about petinsurance and how it works? Let’s dig up an answer.

Is pet insurance for everyone?

Pet insurance can fetch you extensive coverage and help you save money when life throws unexpected lemons at our pets (which could be a covered accident!). You never know when your pet may need care, and pet insurance can help give you peace of mind.

Do Plans Provided by Spot Have a Money-back Guarantee?

Plans provided by Spot offer a 30-day money-back guarantee, so feel free to take a look and see what a SPOT plan can do for you and your pet. If, within the first 30 days of your policy you wish to cancel, you can get a full refund of the premium amount.  The 30-day money-back guarantee is available if no claims have been covered.  It’s not available in NY or ME.

How much does pet insurance cost in OK?

According to Spot internal data, pet insurance plans cost about $37 per month in Oklahoma.* Your premium price is determined by several factors including your pets age, breed, and where you live. Some other factors that impact your premium are the plan you choose, your deductible, your reimbursement percentage, and if you have included preventive care coverage or not. Click here to get a quote.

*Average cost is based on Spot internal data from June 2022 - January 2023 for active policies in the state of Oklahoma for Accident Only and Accident & Illness plans for cats and dogs. Advertised cost is rounded to the nearest whole USD.

If my pet has a pre-existing condition can I still get coverage?

Although your pet’s pre-existing conditions may not be eligible for coverage, we believe pet insurance is a good idea to help protect you and your wallet from future eligible bills you may have if your pet develops a new illness or has an accident.

Is microchip covered by pet insurance?

Most providers don’t cover microchip implantation in the base plans they offer BUT Spot plans cover microchip implantation in all base plans. Know more about what does pet insurance cover.

When does coverage start after I enroll?

Spot plans have a 14 day waiting period for accidents and illnesses.