They Think We’re Pretty Cool:
What is Pet Insurance for Dogs and Cats?
Pet insurance is a way to help cover the expenses incurred from your pet’s unfortunate illnesses or accidents. It works like the insurance we get for ourselves and our families.
People in Nevada should be well aware of the importance of assessing risks and being prepared. There are times when our pets can get sick or injured, and we would want to get them the best care possible. The vet bills can run high at times, especially if some unfortunate accident happens to our four-legged babies. This is where pet insurance can help. Despite the many possible threats to your pet, you have help sleeping like a baby when you have pet insurance. Learn more about if pet insurance covers spaying and neutering and does pet insurance covers dental.
Why is pet insurance important in Nevada?
Mountain Lions
The state of Nevada houses over 3000 mountain lions. These lions are always on the hunt for food. So, if your area offers food for them, you may be at higher risk for attacks. Small dogs and cats can become their prey if they enter human settlements, and these small animals have 2 instincts, either panic and run or bark and chase. Both can get them into trouble as they trigger the natural prey instincts of these carnivores. They can leave the pet severely injured with a lot of bruises and scratches.
Read moreHow Spot Plans Help Protect Your Pet
Orthopedic Injuries
Spot plans cover accidents and injuries like broken bones or fractures that may result from an encounter with a wild animal.
With a , you could get reimbursed up to 90% of eligible bills after your annual deductible is met:
Spot plan pays you back $4,410†
You Pay $590
Black Bears
There are around 500-600 black bears in the state of Nevada. There are little chances that you will encounter them in urban areas but when and if you take your pet for a hike on a forest trail or something then the chances are very high for you and your pet to encounter a cub. There is a high chance that the bear will run away if the dog chases it. But in search of food, there may be chances of a paw swat or an attack. This can leave several open wounds on the pet which can become breeding areas for bacteria and viruses which can then spread multiple diseases and even damage organs.
Read moreHow Spot Plans Help Protect Your Pet
Emergencies & Hospitalizations
Spot plans cover the eligible costs of emergency care for accidents and illnesses that may happen unexpectedly to your pet.
With a , you could get reimbursed up to 90% of eligible bills after your annual deductible is met:
Spot plan pays you back $1,260†
You Pay $240
Feline Panleukopenia
Panleukopenia, also called feline distemper or feline parvo, is a highly infectious and potentially deadly disease in cats. In the past, it was the leading cause of death in cats, but modern vaccinations have been very effective in fighting this disease. Feline parvovirus infects and kills rapidly growing cells such as those in bone marrow, intestines, and the developing fetus. Nevada has recently seen a spike in confirmed cases in cats affected by this disease, mostly seen in unvaccinated kittens 3-5 months of age. This disease can be transmitted through the urine, stool, and mucus of infected cats, and the virus can survive for up to a year in the environment so it’s important to isolate infected cats. Some symptoms include loss of appetite, fever, lethargy, vomiting, and dehydration.
Read moreHow Spot Plans Help Protect Your Pet
Infectious Diseases
Spot accident & illness plans cover illnesses resulting from infectious diseases your pet may catch.
With a , you could get reimbursed up to 90% of eligible bills after your annual deductible is met:
Spot plan pays you back $810†
You Pay $190
Why Spot Plans?
We are a pet and pet-parent-first company. We strive towards helping pet parents sleep peacefully at night knowing their pet is covered from the unexpected. With our customizable plan options, we offer plans that will help you, your pet, and your wallet feel protected. Know more about pet insurance reviews and top pet insurance FAQs.
Affordable Plans for Cats & Dogs
Life is full of surprises. Spot helps pet parents plan for them with easy and simple pet insurance options that can be used at your licensed vet in the US or Canada.
Nevada Pet Insurance Information by City
Find city-specific information about Pet Insurance in the state of Nevada.
Pet Insurance FAQs
Have questions about pet insurance and how it works? Let’s dig up an answer.
Is medication covered by Spot pet insurance plans?
Yes, medication prescribed by a licensed vet to treat a covered condition would be covered by a Spot plan. Know more about what does pet insurance cover.
Why do pet insurance premiums go up?
These necessary increases provide you the opportunity to get help offering your pet the best medical treatment options available for eligible conditions.
Additionally, your premium will be affected by your pet's age each year, as the risk for more costly claims grows higher. Spot strives to provide plans with coverage that continue well into your pet's old-age by not placing upper-age limitations on coverage or enrollments.
Your premium will not increase due to filing a claim.
Do Plans Provided by Spot Have a Money-back Guarantee?
Plans provided by Spot offer a 30-day money-back guarantee, so feel free to take a look and see what a SPOT plan can do for you and your pet. If, within the first 30 days of your policy you wish to cancel, you can get a full refund of the premium amount. The 30-day money-back guarantee is available if no claims have been covered. It’s not available in NY or ME.
Do Spot Plans Offer Pet Insurance Discounts ?
Yes, Spot plans offer a multi-pet discount: 10% off each additional pet that is added.
Can I Add Pets to My Account After I Already Enrolled?
Yes! Click the Add-A-Pet link on the home page of the Member Portal to fill in your pet’s information and select coverage. Access the member portal through our homepage.
Additional pets added receive 10% off their premium with Spot plans’ multi-pet discount.
How does microchipping pets help?
If someone encounters a lost pet, they can take the pet to a vet or shelter so they can scan the pet’s microchip. This would reveal details of the pet including the owner’s contact information. This is how most shelters get lost pets back to their parents.