Cat and Dog with Kissing Hearts

Best-in-Breed
Pet Insurance

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Competitor Comparison

See How Our Competition Stacks UpTap to Compare Pet Insurance Providers

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Insurance Plan Coverages

Preventive
Care

Exam Fees

30-Day Money Back
Guarantee

Prescription
Foods

Microchip

Prudent

Prudentx

Wagmo

Wagmox

ManyPets

ManyPetsx

AKC

AKCx

Liberty

Libertyx

Progressive

Progressivex

Geico

Geicox

Pawp

Pawpx

Trupanion

Trupanionx

USAA

USAAx

Embrace

Embracex

Pets Best

Pets Bestx

Fetch

Fetchx

Nationwide

Nationwidex

Metlife

Metlifex

Lemonade

Lemonadex

Healthy Paws

Healthy Pawsx

Bivvy

Bivvyx

Figo

Figox

/ Included Not included or some inclusions

Comparison information is provided using publicly available information as of 10/26/2022 and is only meant to summarize program features, not a specific plan. Review the provider’s plan terms for more details. The description of the providers’ plans are not provided by that company. If you have questions about other plans, please contact an agent of that company. It is our intention to provide fair and accurate comparison information. We attempt to keep information up to date but it may change from time to time. If you are aware of any inaccuracies or changes in the information provided, let us know by emailing service@customer.spotpetins.com.

How Pet Insurance Works
  • Licensed Vet Emergency Clinics and Pet Specialist
    Visit Any Licensed Vet, Emergency Clinic or Specialist.
    Get the care your pet needs and pay your bill.
  • Insurance Claims for Your Pet
    Submit Your Claim.
    Send it in through our app online, by mail, or by fax.
  • Get Reimbursed for Your Insurance Claims
    Get Reimbursed.
    We can send a direct deposit or mail a check.
$25 Thank you Amazon.com Gift Card* to help love your pet.
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Amazon.com Gift Card* is only available to residents of CA, FL, ID, ME, MT, NJ, NY, and WA, subject to eligibility. Eligibility terms: spotpetins.com/amz-terms/
Better Cat and Dog Insurance for Your Pet
Pet Insurance for
Dogs and Cats

Spot provides pet insurance plans that help you manage pet health costs.

  • We offer Accident & Illness and Accident only pet insurance plans.
  • Optional Preventive Care coverage is available, for a small added cost each month. Claims processed in a swish of a tail.
  • Easy paperless, online claims and direct deposit payment options are available, too.
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Thousands Of Pets Are Loving Spot

(we think your pet will too!)

They also think we're pretty cool.

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**30 day money back guarantee is not available if any claims have been covered. Not available in NY.
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Kitten and Puppy Accident
& Illness Insurance Plan