Up to 90% Back on Vet Bills
Visit Any Vet in the U.S.
24/7 Pet Telehealth Line
How Spot Works FYP (For Your Pet)
Visit Any Vet
Yep! There are no vet restrictions. Visit any vet in the U.S. or Canada.
Submit Your Claim
Submit your claim online or in our app – it’s quick and easy.
Get cash back quickly for covered vet bills either direct deposit or check – your choice.
Coverage You'll ❤️ Without Breaking The 💰
POV: You Got America’s Favorite Pet Insurance
Got Some Q's? We've Got the A's
What is Pet Insurance?
Pet insurance is for paw-rents seeking a financial safety net for accidents or illnesses that their pets might experience in the future.
Pet insurance plans provided from Spot have deductibles, reimbursement percentages, annual limits, and premiums.
How Do I File a Claim?
Click the Claims icon and follow the simple instructions. Don’t forget to take a picture of your invoice and upload it to complete the claim submission.
Do Plans Provided by Spot Have a Money-back Guarantee?
Plans provided by Spot offer a 30-day money-back guarantee, so feel free to take a look and see what a SPOT plan can do for you and your pet. If, within the first 30 days of your policy you wish to cancel, you can get a full refund of the premium amount. The 30-day money-back guarantee is available if no claims have been covered. It’s not available in NY or ME.
1 ValuePenguin. (2023). Pet Care Survey. Retrieved from https://www.valuepenguin.com/pet-care-survey.