Special Offer for Florida International University Employees

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Affordable Pet Insurance Plan Options

Up to a 20% Discount

  • 10% discount (The discount applies to all pets, not just the first pet)
  • 10% multi-pet discount on all additional pets
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Free Pet Insurance Quote in 30 Seconds

With plans starting at less than a cup of coffee per day*, receive thousands in reimbursement dollars for covered conditions.

  • Accidents, injuries, illnesses, and chronic conditions...Personalize a plan that works for you.
  • Plans offered by Spot reimburse you between 70% - 90% of eligible vet bills.
  • Add-on preventive care coverage options are available for a little extra cost a month.
Get My Price
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Pet Insurance Plans for Your Pet

Pet insurance covers your dog or cat in case of unexpected injuries or illnesses.
With Spot plans, you can customize your coverage to best suit the needs of you and your pet.


  • Injuries
  • Swallowed Objects
  • Toxic Ingestions


  • Excessive licking
  • Tail chasing
  • Destructive chewing


  • Gingivitis
  • Periodontitis
  • Destructive chewing


  • Hip Dysplasia
  • Heart Disease
  • IVDD


  • Cancer
  • Respiratory infection
  • Diabetes


  • Annual Exams
  • Dental Cleanings
  • Flea and Heartworm Prevention

How pet insurance works


Visit Any Licensed Vet, Emergency Clinic or Specialist.

Get the care your pet needs and pay your bill.


Submit Your Claim.

Send it in through our app online, by mail, or by fax.


Get Reimbursed.

Payments can be sent by direct deposit or check by mail.

24/7 Pet Health Helpline

Policyholders of insurance plans from Spot are provided immediate access to a 24/7 helpline for pet health, behavior, and wellness questions powered by VetAccess™.

Your questions will be answered by veterinary experts 24/7 at no additional cost!