Special Offer for Dog Training Elite

Affordable Pet Insurance Plan Options

Up to a 20% Discount

10% discount (The discount applies to all pets, not just the first pet)
10% multi-pet discount on all additional pets

Free Pet Insurance Quote in 30 Seconds

With plans starting at less than a cup of coffee per day*, receive thousands in reimbursement dollars for covered conditions.

Accidents, injuries, illnesses, and chronic conditions...Personalize a plan that works for you.
Plans offered by Spot reimburse you between 70% - 90% of eligible vet bills.
Add-on preventive care coverage options are available for a little extra cost a month.

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Pet Insurance Plans for Your Pet

Pet insurance covers your dog or cat in case of unexpected injuries or illnesses.
With Spot plans, you can customize your coverage to best suit the needs of you and your pet.

ACCIDENTS

Injuries
Swallowed Objects
Toxic Ingestions

BEHAVIORAL ISSUES

Excessive licking
Tail chasing
Destructive chewing

DENTAL DISEASE

Gingivitis
Periodontitis
Destructive chewing

HEREDITARY & CONGENITAL CONDITIONS

Hip Dysplasia
Heart Disease
IVDD

ILLNESSES

Cancer
Respiratory infection
Diabetes

PREVENTIVE SERVICES***

Annual Exams
Dental Cleanings
Flea and Heartworm Prevention

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How pet insurance works

Visit Any Licensed Vet, Emergency Clinic or Specialist.

Get the care your pet needs and pay your bill.

Submit Your Claim.

Send it in through our app online, by mail, or by fax.

Get Reimbursed.

Payments can be sent by direct deposit or check by mail.

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24/7 Pet Health Helpline

Policyholders of insurance plans from Spot are provided immediate access to a 24/7 helpline for pet health, behavior, and wellness questions powered by VetAccess™.

Your questions will be answered by veterinary experts 24/7 at no additional cost!