Now Offering Affordable Pet Insurance Plan Options

Up to 20% Discount

  • 10% Employee discount on first pet
  • 10% multi-pet discount on all additional pets

Special Offer for Forefront Inc Employees

With plans starting at less than a cup of coffee per day*, receive thousands in reimbursement dollars for covered conditions.

  • Accidents, injuries, illnesses, and chronic conditions...Customize a plan that works for you.
  • Spot reimburses you between 70% - 90% of those eligible vet bills.
  • Add-on preventive care options are available.

Responsible Pet Parenting Starts Here

  • Accident & Illness and Accident-Only plans
  • Optional Preventive Care Coverage for a small added cost
  • 30-Day Money Back Guarantee**
  • Cancel anytime

Pet Insurance Plans for Your Pet

Pet insurance covers your dog or cat in case of unexpected injuries or illnesses.

With SPOT, you can customize your coverage to best suit the needs of you and your pet.


  • Injuries
  • Swallowed Objects
  • Toxic Ingestions


  • Hip Dysplasia
  • Heart Disease
  • IVDD


  • Excessive licking
  • Tail chasing
  • Destructive chewing


  • Cancer
  • Respiratory infection
  • Diabetes


  • Gingivitis
  • Periodontitis
  • Destructive chewing


  • Annual Exams
  • Dental Cleanings
  • Flea and Heartworm Prevention

How pet insurance works

Visit Any Licensed Vet, Emergency Clinic or Specialist.
Get the care your pet needs and pay your bill.
Submit Your Claim.
Send it in through our app online, by mail, or by fax.
Get Reimbursed.
We can send a direct deposit or mail a check.

24/7 Pet Health Helpline

As a thank you for enrolling in Spot Pet Insurance, we will provide you with immediate access to a 24/7 helpline for pet health, behavior, and wellness questions powered by WhiskerDocs®.

Your questions will be answered by veterinary experts at no additional cost!

SPOT customer service headset