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Spot vs Progressive: Pet Insurance Plan Comparison

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Progressive Pet Insurance Plans Vs. Spot Pet Insurance Plans Comparison

Buying some types of auto insurance is the law in most  states. However, pet insurance is elective, so many don’t think about it until their pet needs pricy emergency care. But which kind of pet insurance coverage do you need? What does pet insurance cost?

We will be that helpline; let’s chat about pet insurance policies. 

Selecting the right pet insurance coverage for your pet is anything but easy, which is why we will help simplify some info about offerings for pet health insurance. If you have Progressive Insurance, you might be wondering, does progressive offer pet insurance? And if so, is a Progressive Pet Insurance plan my only plan option?

If you’d like to learn more about the pet insurance plans that Progressive offers compared to Spot Pet Insurance plans, you are in the right place.

Here’s some things you should know:

Comparing Insurance Policies

We’re happy to compare our pet insurance offerings to another competitor because we are confident in the plans we offer. 

Here are some of the differences between Progressive Pet Insurance plans and Spot Pet Insurance plans. 

  1. Spot Pet Insurance plans will cover supplements that your vet prescribes to treat covered conditions. Progressive Pet Insurance plans will not. 
  2. Spot Pet plans offer a 10 percent multi-pet discount for all additional pets. Progressive plans’ discount is 5 percent. 
  3. With Progressive Pet Insurance plans, you have to opt into exam coverage for covered conditions. Coverage for exam fees for covered conditions is included in Spot plans, no additional add-on fee required.

Are you stressing about vet visits and the subsequent vet bills? Do you want to learn more about what differentiates Spot’s cat and dog insurance plan options from Progressive’s options? 

Continue reading about the differences. 

  1. Spot Pet Insurance plans cover supplements that are prescribed to treat covered conditions. Progressive Pet Insurance plans do not.
  2. If you have multiple pets, Spot Pet Insurance offers a 10 percent multi-pet discount for all additional pets.  

Are you the proud pet parent of multiple dogs or cats? If so, Spot Pet Insurance plans will give you a 10 percent multi-pet discount for all additional pets. With Progressive Pet Insurance plans, you’ll get a 5 percent multi-pet discount. 

     3. Spot Pet Insurance plans cover exam fees for covered conditions, no additional add-on fee required. 

When you bring your pets in for an exam for an eligible accident or illness, you’ll have that covered by Spot Pet Insurance plan. With a pet insurance plan from Progressive, you will need to add the coverage to your base plan for an additional fee if you want it. 

Insurance Plan Coverages

Preventive Care Option

Exam Fees

30-Day Money Back Guarantee

Prescription Diets & Dietary Supplements

Microchip

Progressive

/ Included Not included or some inclusions

Comparison information is provided using publicly available information as of 10/26/2022 and is only meant to summarize program features, not a specific plan. Review the provider’s plan terms for more details. The description of the providers’ plans are not provided by that company. If you have questions about other plans, please contact an agent of that company. It is our intention to provide fair and accurate comparison information. We attempt to keep information up to date but it may change from time to time. If you are aware of any inaccuracies or changes in the information provided, let us know by emailing service@customer.spotpetins.com.

happy dog hearts

Kitten and Puppy Accident
& Illness Insurance Plan

Peace of mind

With premium-quality pet insurance plans like Spot Pet Insurance plans, you can have help minimizing the financial risks involved with the unpredictability of being a pet owner. 

Competitor comparison information:

Comparison information is provided using publicly available information as of 3/24/22 and is only meant to summarize program features, not a specific plan. Review the provider’s plan terms for more details. The description of the providers’ plans are not provided by that company. If you have questions about other plans, please contact an agent of that company. It is our intention to provide fair and accurate comparison information. We attempt to keep information up to date but it may change from time to time. If you are aware of any inaccuracies or changes in the information provided, let us know by emailing service@customer.spotpetins.com.

Sources:

Preventive Pet Healthcare | American Veterinary Medical Association

Most Americans own a pet, but not insurance their companions will need | CNBC

7 Vitamins Your Dog Needs for a Healthy Life | American Kennel Club 

*Discount applies to lower premiums.
** Not available in New York. Must have not filed any claims within the 30 day period to be eligible for money back.