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Spot vs Fetch: Pet Insurance Plan Comparison

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Compare Fetch and Spot Pet Insurance

In the world of pet insurance providers, we’re all working toward healthier pets. With so many different options, it can be time consuming and tricky to find the right one. It gets even more confusing when your pet is dealing with specific conditions like hip dysplasia. When it comes to pet health, we feel like Spot plans  really hit the “Spot.”

You might have some questions about pet insurance policies. Comparing Spot plans to other plans you might be considering, such as Fetch Pet Insurance plans, can help you see differences.

Here’s what you need to know about how Spot plans  differ from Fetch policies.

How Do Spot Plans and Fetch Policies Differ?

There are some key differences between Spot plans and Fetch plans. Take note of these differences between Fetch Insurance plans and Spot plans.

  1. Fetch doesn’t have preventive care coverage options (Spot provides preventive care coverage options for a little extra cost).
  2. Fetch plans don’t cover microchipping.
  1. Fetch doesn’t offer a multi-pet discount.
  2. Fetch policyholders must have their pet examined within 30 days of policy start (if they haven’t been to the vet six months prior to the policy start date).

4 Reasons to Consider Spot Plans Over Fetch Plans

1. Fetch plans don’t have preventive care coverage options

Fetch doesn’t offer preventative care coverage. They also require pet parents to take pets for preventative care visits to remain eligible for coverage.

To support pet parents with routine care and wellness visits, Spot has Preventive Care coverage options policyholders can add to their coverage for a little extra cost.

That’s just one example of how Spot plans are designed to help you — and make it easier for loving pet owners to take the best care possible of their pets.

2. Fetch plans don’t cover microchipping

Microchip implantation is quick and simple and can help pet parents reunite with lost pets. All policies provided by Spot cover the small procedure. 

Fetch policies do not cover microchipping.

3. Fetch plans don’t offer a multi-pet discount

We know that many pet lovers can’t have just one fur baby! Spot is happy to provide a 10 percent multi-pet discount for all added pet policies. With Fetch, any added pets will still have a full-priced premium insurance plan.

4. Fetch plans may require an exam within 30 days of the policy start date

Fetch requires new policyholders to take pets for an annual check-up and dental cleaning within six months of the policy start date to be eligible for coverage.

Spot plans do not have preventive care requirements for coverage eligibility.

Insurance Plan Coverages

Preventive Care Option

Exam Fees

30-Day Money Back Guarantee

Prescription Diets & Dietary Supplements

Microchip

Fetch

/ Included Not included or some inclusions

Comparison information is provided using publicly available information as of 10/26/2022 and is only meant to summarize program features, not a specific plan. Review the provider’s plan terms for more details. The description of the providers’ plans are not provided by that company. If you have questions about other plans, please contact an agent of that company. It is our intention to provide fair and accurate comparison information. We attempt to keep information up to date but it may change from time to time. If you are aware of any inaccuracies or changes in the information provided, let us know by emailing service@customer.spotpetins.com.

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Kitten and Puppy Accident
& Illness Insurance Plan

Find the pet insurance that’s right for you

We trust that you know your pet best and will bring them in to see the vet when you know they need assistance. That’s why Spot plans don’t just cover exam fees for eligible conditions, but also alternative therapies, like acupuncture, that are prescribed to treat eligible conditions.

Competitor comparison information:

Comparison information is provided using publicly available information as of 3/24/22 and is only meant to summarize program features, not a specific plan. Review the provider’s plan terms for more details. The description of the providers’ plans are not provided by that company. If you have questions about other plans, please contact an agent of that company. It is our intention to provide fair and accurate comparison information. We attempt to keep information up to date but it may change from time to time. If you are aware of any inaccuracies or changes in the information provided, let us know by emailing service@customer.spotpetins.com.

Sources:

Reducing Fear Of Veterinary Visits For Dogs | VCA Animal Hospitals

High tech: Identifying lost pets with microchips | The Humane Society of the United States

Pet health care costs can top human medical bills, new report on cat and dog insurance shows | CBS News

*Discount applies to lower premiums.
** Not available in New York. Must have not filed any claims within the 30 day period to be eligible for money back.