1.800.905.1595
Spot Pet Insurance Logospot pet insurance logo

Pet vetted, parent approved.

Spot provides pet insurance plans that help you manage pet health costs for covered conditions.

  • Spot offers plan options for Accident & Illness and Accident-Only.
  • Optional Preventive Care coverage is available, for a small added cost each month.
  • Claims are processed in a swish of a tail. Easy paperless, online claims and direct deposit payment options are available, too.
Yellow lab and cat lying down in grass

Pet Insurance for Dogs & Cats

We provide pet health care plans for both dogs and cats.

Dog Insurance

Dog standing

Cat Insurance

We can help get your feline friend the best vet care possible. Learn more about pet insurance for cats and kittens.

Cat with a collar

How Pet Insurance Works

How Pet Insurance Works
Visit Any Licensed Vet, Emergency Clinic or Specialist.

Get the care your pet needs and pay your bill.

How Pet Insurance Works
Submit Your Claim.

Send it in through our app online, by mail, or by fax.

How Pet Insurance Works
Get Reimbursed.

Reimbursements for eligible bills can be sent by direct deposit or by mail.

See How Our Competition Stacks Up

<- Swipe to the left to see how we compare
Plan Coverages
Healthy Paws
Figo
Nationwide
Trupanion
Pet Plan
Pets Best
Preventative Care Option
Yes
Yes
Yes
Yes
Exam Fees
Yes
Yes
Yes
30-Day Money Back Guarantee
Yes
Yes
Yes
Yes
Yes
Yes
Prescription Diets & Dietary Supplements
Yes
Yes
Yes
Yes
Microchip
Yes
Yes
No Preventive Care Requirements to Cover Certain Illnesses
Yes
Yes
Multiple Pet Discount
Yes
Yes
Yes
Yes
No Upper Age Limit
Yes
Yes
Yes
Yes
Accident-Only Plan Available for All Pets
Yes
Yes
Yes
Yes
Hereditary and Congenital Conditions
Yes
Yes
Yes
Yes
Yes
Yes
Yes
Alternative Therapies
Yes
Yes
Yes
Yes
Yes
Yes
Yes
Behavioral Issues
Yes
Yes
Yes
Yes
Yes
Dental Illness
Yes
Yes
Yes
Yes
Yes
Yes
Chronic Conditions
Yes
Yes
Yes
Yes
Yes
Yes
Yes
Specialists
Yes
Yes
Yes
Yes
Yes
Yes
Yes
One Annual Deductible
Yes
Yes
Yes
Yes
Yes
Yes
Yes

Included

Not Included

*Comparison information is provided using publicly available information as of 04/18/2022 and is only meant to summarize program features, not a specific plan. Review the provider’s plan terms for more details. The description of the providers’ plans are not provided by that company. If you have questions about other plans, please contact an agent of that company. It is our intention to provide fair and accurate comparison information. We attempt to keep information up to date but it may change from time to time. If you are aware of any inaccuracies or changes in the information provided, let us know by emailing service@customer.spotpetins.com.

Spot Preventive Care Coverage Add-on Options

Platinum Preventive Care Coverage

$24.95 Per Month
  1. Dental Cleaning or Spay/Neuter$150
  2. Wellness Exam$50
  3. Deworming$25
  4. Health Certificate$25
  5. Flea/Heartworm Prevention$25
  6. Dog DHLPP Vaccine or Cat FVRCP Vaccine/Titer$25
  7. Fecal Test$25
  8. Dog Bordetella or Cat FELV Vaccine/ Titer$25
  9. Dog Heartworm or Cat FELV Test$25
  10. Blood Test$25
  11. Urinalysis$25
  12. Rabies and/or Dog Lyme or Cat FIP Vaccine / Titer$25

TOTAL ANNUAL BENEFIT $450

Gold Preventive Care Coverage

$9.95 Per Month
  1. Dental Cleaning$100
  2. Wellness Exam$50
  3. Deworming$20
  4. Health Certificate$0
  5. Flea/Heartworm Prevention$0
  6. Dog DHLPP Vaccine or Cat FVRCP Vaccine/Titer$20
  7. Fecal Test$20
  8. Dog Bordetella or Cat FELV Vaccine/ Titer$0
  9. Dog Heartworm or Cat FELV Test$20
  10. Blood Test$0
  11. Urinalysis$0
  12. Rabies and/or Dog Lyme or Cat FIP Vaccine / Titer$20

TOTAL ANNUAL BENEFIT $250

SpotPet logo

Spot Pet Insurance,

we believe pets make us better humans. We strive to support pet parents and their furry family members from wet nose to waggy-tail with extensive products, services, and plans. Pet insurance you both will love.

Pets make us better people.

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