Pre-existing conditions are not covered. Waiting periods, annual deductible, co-insurance, benefit limits, and exclusions may apply. For all terms and conditions visit spotpetins.com/sample-policy. Preventive Care reimbursements are based on a schedule. Accident & Illness coverage reimbursements are based on the invoice. Products, schedules, discounts, and rates may vary and are subject to change. More information is available at checkout. Plans are produced and sold by: Spot Pet Insurance Services, LLC. 303 Banyan Blvd, Suite 101. West Palm Beach, FL 33401. California License #6000188 Insurance plans are underwritten by United States Fire Insurance Company (NAIC #21113. Morristown, NJ). Insurance plans are marketed and produced by Spot Insurance Services, LLC. (NPN # 19246385) © 2023 United States Fire Insurance Company. Spot Pet Insurance Logo, Copyright 2023,