How Does Pet Insurance Works
Visit Any Licensed Vet
Get vet treatment in the U.S. or Canada.
Submit Your Claim Easily
Submit your claim online or in our app.
Get Cash Back
Get paid back for eligible vet bills for covered conditions.
What's covered in Spot plans?
Affordable Plans for Cats & Dogs
Life is full of surprises. Spot helps pet parents plan for them through easy and simple pet insurance options that can be used at your licensed vet in the US or Canada.
Happy Pet Parents Trust Spot
Rated 4.4 / 5 based on 2,250 reviews
Showing our 5 star reviews
Claims are made and processed so easily!
We have never had pet insurance and…
We have never had pet insurance and were not sure what to expect! Our new puppy has received all her wellness services and they have been fully covered in a timely manner! We appreciate the kind of service Spot has provided!
Great company! Would recommend to anyone needing pet insurance !
Excellent Customer service time and…
Excellent Customer service time and time again!
Great pet ins.
excellent turn around time for reimbursement and excellent customer service
Easy enrollment and easy to submit claims through the web site.
Easy to use
Easy to use! Customer service is so helpful too!
Wonderful when my baby passed
My Yorkie passed away and Spot was great They took care of everything and were so compassionate. The claim was paid promptly with no issues.
Spot Insurance provides such an added relief knowing you have it to help with vet costs! The claim entry process has been easy and flawless!
Spot Pet Insurance has made every thing so easy, from selecting our policy to entering claims, The claim process has been efficient in letting us know when our claim was accepted, in processing and payout % easily deposited into our bank account.
You get what you pay for
You get what you pay for. These guys aren't the cheapest, but I did my homework and their coverage is very broad. I've made claims and been reimbursed promptly per the policy. They don't mess around with tiny print exclusions. I've insured my two goldens with them for over a year now and am happy for the peace of mind that they pay what they owe and I get what I expected.
Frequently Asked Questions
My friend has sent me a Refer-a-Friend link. How do I make sure they get credit?
There are a couple of things to keep in mind.
1. You must use the link provided by your friend
2. This must be your first quote with Spot
3. Complete a free application
4. If your friend resides in an eligible state, they will receive credit
*Amazon Gift card offer is subject to eligibility terms and is not available to residents of LA, MA, MI, MS, MT, NM, RI, SD, and WA. No purchase necessary. Full eligibility terms.
How do I refer a Friend?
It's easy- just:
1. Enter your email and click “generate link”
2. Copy and share the link with your friends directly or use any of the hand built-in sharing buttons you see below your link.
3. If you’re in AK, DE, IA, NH, PA, TN, VA, WV you can receive a total of $500 per calendar year. One $25 Gift Card per eligible referral with a maximum of 20 Gift Cards per calendar year.
4. If you’re in AL, AR, AZ, CA, CO, CT, DC, FL, GA, HI, ID, IL, IN, KS, KY, MD, ME, MN, MO, NC, ND, NE, NJ, NV, NY, OH, OK, OR, SC, TX, UT, VT, WI, WY you can receive a total of $500 per calendar year. One $100 Gift Card per eligible referral with a maximum of 5 Gift Cards per calendar year.
*Amazon Gift card offer is subject to eligibility terms and is not available to residents of LA, MA, MI, MS, MT, NM, RI, SD, and WA. No purchase necessary. Amazon Gift card reward amounts are limited per individual referral, and the combined total amount of Amazon gift card rewards is limited to $500. Full eligibility terms.