Your Friend Invited You to Check Out Spot!

We know how much your furry friend means to you!

Our plans provide coverage for eligible treatments and services for covered conditions that you won't find with some other providers' plans. Trust Spot to have your pet's best interests at heart.

How Does Pet Insurance Works

1

Visit Any Licensed Vet

Get vet treatment in the U.S. or Canada.

2

Submit Your Claim Easily

Submit your claim online or in our app.

3

Get Cash Back

Get paid back for eligible vet bills for covered conditions.

What's covered in Spot plans?

Plan Options
Spot accident & illness plans cover eligible diagnostics and treatments for costly accidents and illnesses:

Vet Exam Fees

Microchip Implantation

Behavioral Issues

X-rays & Tests

Emergencies & Hospitalizations

Skin, Eye, and Ear Infections

Hereditary Conditions

Dental Illnesses

Digestive Illnesses

Hip Dysplasia

Affordable Plans for Cats & Dogs

Life is full of surprises. Spot helps pet parents plan for them through easy and simple pet insurance options that can be used at your licensed vet in the US or Canada.

Cat & Kitten Plans

as low as

$10/mo*

1Advertised price based on an accident only plan for a 1 year old mixed cat in 33132 with a $2,500 annual limit, 70% reimbursement rate, and a $500 annual deductible. Plan rates may vary. Advertised prices are rounded up to the nearest whole USD.

Dog & Puppy Plans

as low as

$16/mo**

2Advertised price based on an accident only plan for a 1 year old small mix (11-25lb) dog in 33132 with a $2,500 annual limit, 70% reimbursement rate, and a $500 annual deductible. Plan rates may vary. Advertised prices are rounded up to the nearest whole USD.


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Happy Pet Parents Trust Spot

Rated 4.4 / 5 based on 2,250 reviews

Frequently Asked Questions

My friend has sent me a Refer-a-Friend link. How do I make sure they get credit?

There are a couple of things to keep in mind.

1. You must use the link provided by your friend

2. This must be your first quote with Spot

3. Complete a free application

4. If your friend resides in an eligible state, they will receive credit

*Amazon Gift card offer is subject to eligibility terms and is not available to residents of LA, MA, MI, MS, MT, NM, RI, SD, and WA. No purchase necessary. Full eligibility terms.

How do I refer a Friend?

It's easy- just:

1. Enter your email and click “generate link”

2. Copy and share the link with your friends directly or use any of the hand built-in sharing buttons you see below your link.

3. If you’re in AK, DE, IA, NH, PA, TN, VA, WV you can receive a total of $500 per calendar year. One $25 Gift Card per eligible referral with a maximum of 20 Gift Cards per calendar year.

4. If you’re in AL, AR, AZ, CA, CO, CT, DC, FL, GA, HI, ID, IL, IN, KS, KY, MD, ME, MN, MO, NC, ND, NE, NJ, NV, NY, OH, OK, OR, SC, TX, UT, VT, WI, WY you can receive a total of $500 per calendar year. One $100 Gift Card per eligible referral with a maximum of 5 Gift Cards per calendar year.

*Amazon Gift card offer is subject to eligibility terms and is not available to residents of LA, MA, MI, MS, MT, NM, RI, SD, and WA. No purchase necessary. Amazon Gift card reward amounts are limited per individual referral, and the combined total amount of Amazon gift card rewards is limited to $500. Full eligibility terms.