Responsible Pet Parenting Starts Here

With plans starting at less than a cup of coffee per day*, receive thousands in reimbursement dollars for covered conditions.

  • Accidents, injuries, illnesses, and chronic conditions...Customize a plan that works for you.
  • Spot reimburses you between 70% - 90% of those eligible vet bills.

Fetch Your Free Quote

Looking for Affordable Dog Insurance or Cat Insurance Options?

  • Accident & Illness and Accident-Only Plans
  • Optional Preventive Care Coverage for a Small Added Cost
  • 30-Day Money Back Guarantee**
  • Cancel Anytime

Health insurance for your cat

Pet insurance covers your dog or cat in case of unexpected injuries or illnesses. With Spot you can customize your coverage to best suit the needs of you and your pet.


  • Injuries
  • Swallowed Objects
  • Toxic Ingestions


  • Hip Dysplasia
  • Heart Disease
  • IVDD


  • Excessive licking
  • Tail chasing
  • Destructive chewing


  • Cancer
  • Respiratory infection
  • Diabetes


  • Gingivitis
  • Periodontitis
  • Destructive chewing


  • Annual Exams
  • Dental Cleanings
  • Flea and Heartworm Prevention

Spot understands pet insurance can be confusing and vet bills unbearably high. That's why we are here to help you and your pet lead a healthier lifestyle, to help guard against those unexpected occurrences.

How pet insurance works

Visit Any Licensed Vet, Emergency Clinic or Specialist.
Get the care your pet needs and pay your bill.
Submit Your Claim.
Send it in through our app online, by mail, or by fax.
Get Reimbursed.
Payments can be sent by direct deposit or check by mail.