Spot Pet Insurance

Best Bengal Pet Insurance of 2023

  • Up to 90% cash back on eligible vet bills

  • Visit any vet in the U.S. or Canada

  • 10% multi-pet discount for added pets

Common Bengal Health Conditions

Bengal cats are exceptional pets known for their striking, leopard-like appearance and distinctive coat pattern. These cats are highly active and playful, making them perfect for families and individuals seeking an interactive companion. Bengal cats are also affectionate, and many of them enjoy water, which adds to their intriguing and fun-loving nature. Naturally intelligent and curious; they thrive in environments that offer plenty of mental stimulation. These traits, along with their loyal and social personalities, make Bengal cats wonderful pets for those who appreciate a lively and engaging feline friend. While these cats are generally healthy, there are still a few health conditions to look out for.

Common health conditions may include:

Patellar Luxation occurs when the patella or kneecap moves out of its location in the trochlear groove of at the end of the femur. A luxating patella can be caused by physical trauma or from a congenital defect. If your Bengal has a luxating patella you may notice signs like skipping on the leg as they walk, lameness, or trouble jumping.

Hypertrophic Cardiomyopathy is when the left ventricle of the heart, which is responsible for pumping oxygenated blood out to the rest of the body, becomes inefficient because of the enlargement and thickening of the ventricle’s walls. These changes cause the inner chamber to become narrower, making it more difficult to pump out the oxygenated blood. Hypertrophic Cardiomyopathy is the most common form of heart disease in cats.

Progressive Retinal Atrophy (PRA) describes a group of degenerative diseases that affect the photoreceptor cells in a cat’s retina. If the photoreceptor cells develop abnormally the condition is retinal dysplasia. If the photoreceptor cells develop normally, and later begin to degenerate, the condition is late onset PRA. Both conditions eventually lead to blindness.

Why Get Your Bengal Pet Insurance

Bengal cats are known for their active and adventurous nature, which can sometimes lead to unforeseen accidents or health issues. Spot pet insurance helps protect your beloved Bengal by covering unexpected veterinary expenses, and giving you up to 90% cash back on eligible vet bills. This way, your pet can get prompt and proper care with less strain on your finances. This approach not only helps provide peace of mind but also allows you to focus on enjoying the unique and spirited companionship of your Bengal cat, knowing that their health and well-being are protected. Learn more about the biggest benefits of pet insurance, and whether pet insurance is worth it.


Patellar Luxation

If your cat needs treatment for a luxating patella, the cost of treatment will depend on the severity of their condition. A grading scale of 1 to 4 is used to determine severity. If your cat has a luxating patella that is grade 3 or 4, they may need surgery to treat the condition, which can come at a very high cost. With a Spot Pet Insurance plan, you can receive up to 90% cash back on the cost of treatment!

Potential Cost of Treatment: $5,000

Spot plans reimburse up to: $4,5005

Bengal cats make fantastic pets with their striking appearance, playful nature, and affectionate personality. However, it's important for pet parents to be aware that Bengal cats, like many purebred breeds, can be prone to develop certain health conditions throughout their lives. Pet insurance can help pet parents manage unexpected medical expenses and help ensure that their Bengal cats can receive the necessary veterinary care with less financial strain, offering peace of mind while enjoying the delightful company of these unique and captivating pets. Learn more about the costs associated with Bengals here.

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5Hypothetical reimbursement example illustrates reimbursement of an eligible vet bill at a 90% reimbursement rate, assuming that the annual deductible has already been met and the annual limit has not yet been satisfied. Coverage and reimbursements vary based on individual plan options.