Pet Insurance Benefits Are a Key Retention Tool

Why Pet Insurance?
Pets and people

The modern workplace has gone to the dogs — and cats — and employees are loving it! Higher salaries, in-office perks and comprehensive medical packages for families were traditionally how business owners attracted and kept top talent. In this job market, businesses must stand out with an incredibly unique marketing appeal. Americans love their pets. Offering pet insurance as an employee benefit may help you attract top-tier talent and keep current employees happy at companies of any size.

HR professionals have noticed a gap in coverage for workers’ four-legged family members. This gap represents an opportunity that should not be ignored. Microsoft, Yahoo, Xerox and Hewlett-Packard haven’t. These companies understand that pet owners are a significant portion of the working population – and pet care costs are only getting higher. Medical expenses and vet care costs account for almost $99 billion estimates the U.S. will spend on pets in the next year, according to the American Pet Product Association. Long-term wellness should be top of mind; in response, a multitude of pet insurers are restructuring their policies to reimburse eligible costs associated with caring for pets who get hurt or sick.

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Restructuring efforts save employees money by reimbursing eligible treatments costs, which helps keep your best-friend healthier for longer. This comes in handy because many owners are already paying top dollar for premium care. However, only two percent of the population has some form of pet insurance despite being 90 million dogs and 94 million cats kept as pets in the U.S.

Employers are now recognizing the human-pet bond and vetting pet insurance for amplified credibility. Pet parents should be able to afford care for pets of all ages that includes the following treatments for accidents and illnesses:

  • CT scans
  • MRI scans
  • Valve replacements
  • Chemotherapy
  • Surgery
  • Transplants

Pet owners are generally thrilled by the multitude of plan options. Basic plans cover certain illnesses and accidents. There are also more comprehensive options that cover annual wellness exams, vaccinations, blood work and a range of treatments.

Offering pet insurance is a game-changer when recruiting. Finances should not weigh heavily on care decisions. With pet insurance, people have help making choices that are best for their pet.

Spot is a reputable pet insurance agency with a good rating. Benefits include:

  • Works with all licensed vets across the nation
  • Group discount options
  • Coverage for a wide variety of of treatments for accidents and illnesses
  • No breed or upper age restrictions
  • Competitive rates
  • Flexible coverage options
  • reimbursement percentage

Pet insurance can help provide protection for employees from large veterinary medical bills, increase job satisfaction, and reduce financial stress, so companies should definitely capitalize on this unconventional workplace perk before it becomes too commonplace. Pets are widely considered family members and cutting corners when it comes to care is not acceptable.

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