Pet Insurance Coverage – What does Pet Insurance Cover?

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Spot Pet Insurance has options to cover the unexpected things that come up with pet health care, whether that is an accident or illness. If your pet gets sick or injured, Spot Pet Insurance is here for you! Our program offers an unlimited annual limit option, no per incident caps, and no lifetime caps.

If your pet shows signs or symptoms of a new covered accident or illness after enrollment, and after any applicable waiting period, it will be eligible for coverage. Our program covers medically necessary veterinary treatments, including but not limited to:

  • MRI or CT scans and X-rays
  • Poison control consultation fees
  • Prescription medications
  • Surgery and Hospitalization
  • Medical supplies (such as but not limited to bandages, casts and splints)
  • Cancer treatments
  • Treatment for behavioral problems
  • Microchip Implantation

You may use any US licensed veterinarian.

For additional information: CLICK HERE to see policy specific provisions related to this FAQ.

To learn more, read: What does pet insurance cover?

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    We work to maintain accurate, current information. If you notice any content that requires updating, please contact us via email at service@customer.spotpetins.com or by mail at Spot Pet Insurance Services LLC, 303 Banyan Blvd, Suite 101 West Palm Beach, FL 331401.