From their beady eyes and independent nature to their furry skin, cats are some of the most well-loved pets. As domesticated creatures, they are greatly valued by humans and make excellent companions!
Cats bring a lot of happiness and laughter to families, but how much does it cost per year to take care of a cat?
It is important to consider the cost of caring for a cat before bringing one home. Here are a few things to consider before you decide to adopt your new furry best friend:
The Quick Answers:
Upfront costs: $700-$1,400
Annual Costs: $1,200-$1,500
Unexpected Costs: $1,000 (recommended)
Jump-to:
Upfront costs
Annual costs
Unexpected costs
Upfront costs:
The initial cost new pet parents will likely encounter, which includes the initial purchasing or adoption cost, upfront medical expenses, and other products. Here are the one-time costs for cats:
Purchasing cost
Cat breeders
Although cats may also be purchased from breeders, they are usually more expensive than cats that can be adopted from a shelter. Breeders typically charge at least $750 per cat. By purchasing a cat from a shelter, you are not only giving these wonderful pets a home and a loving family, but you may also be saving their life.
Cat adoption
If the cat is adopted from a shelter, you’ll have the adoption fee to pay. This is usually dependent on the shelter from which the domestic animal is being adopted as well as the age of the cat.However, this cost generally varies between $50 and $175
One-time medical costs
Your new cat will also need some initial medical care. Pet parents will bear the cost of these one-time medical costs:
Spaying/neutering -$300-$500
Microchip implants -$50
Vaccinations -$60
Equipment
Essential items should also be factored into the cost of caring for a cat. Here are the basic versions of the following cat products, which should be included as part of your initial cost:
Litter box $20-$30
Food & water bowls and supplies -$20-$35
Carrier -$30-$60
Scratching posts or mats $20-$40
Cat Brush – $8-$15
Collar and ID tag -$15-$30
Total Estimated Costs: $120-$200
Annual costs of caring for a cat:
The cost of having a cat as a pet does not stop at the initial cost paid. In fact, the ASPCA explained that cat parents can expect to spend an estimated $634 annually. This would then work out to a cost of about $53 monthly. Although the monthly cost of a cat and the average annual cost of having a cat would vary based on different factors, the ASPCA suggested the following as some of the expenses that cat parents may experience on an annual basis.
Medical expenses
Similar to humans, cats require routine check-ups so pet parents must take this expense into consideration. Routine checks at the veterinarian, vaccinations as well as medication for flea, tick, and even heartworm are extremely important.
Flea and tick prevention & treatments -$200-$600
Routine veterinary care -$200-$300
Dental cleanings -$300
Food
Providing balanced, healthy meals for your cat is a fundamental aspect of their care. As such, purchasing cat food ideal for your cat is important and veterinary advice must be given first to ensure you’re making healthy choices for your cat.
Estimated costs: $300-$750 per year, depending on the brand.
Toys
In the same way cats provide humans with companionship and joy, they also require this added element to their lives. With that being said, buying safe toys for your cat will help them to not be bored and also provide physical stimulation as they remain active and occupied.
Estimated costs: $20-$40 per year
Cleaning & grooming supplies
To keep your home clean, you’ll want to account for the cost of products, including odor eliminators, cat wipes, grooming products and other products.
Estimated cost: $50-$100 per year.
In addition to the aforementioned costs, it is advised that a minimum of $30 be put aside for any other miscellaneous expenses that may arise. These costs vary according to the specific needs and lifestyle of the cat so it is important to have extra funds set aside.
Unexpected costs:
Of course, there may be some unexpected expenses to caring for a cat that you may not initially factor in. As inconvenient as they may seem, they form a part of the expenses that cats may come with. Whether it’s an illness or an accident, you’ll need to account for these events when factoring in the costs of caring for a cat or kitten.
Medical emergencies
These costs can vary depending on the nature of the emergency. This can include:
Trauma from a car or motor vehicle
Heat stroke
Urinary blockage
Cases of vomiting and diarrhea
Toxin ingestion
Damages to your home
As warm and friendly as they are, cats can cause some chaos and damage within the home. Beyond their seemingly innocent faces lie the ability to rip up carpets and cause countless other problems with their very sharp nails including scratching furniture.
Accurately predicting just how many accidents your cat can cause and the corresponding cost they may accrue is almost impossible. However, being mindful of the fact that unexpected costs will come up and giving yourself some financial cushion will spare you a lot of headaches.
Traveling costs
Whether you decide to travel with a cat, or leave them with a trusted pet sitter or cat boarding, there may be a cost that factors into the cost of cat parenthood.
Traveling with a cat -traveling on a plane with a cat can cost you an estimated $100-$150 each way, depending on the airline.
Boarding costs -if you decide to not bring your cat with you, many pet parents will opt for a pet sitter or cat boarding. This typically costs around $25 per night.
Related article: Traveling with a Pet
End-of-Life Costs
No one wants to think about it, but at some point, you must consider end-of-life costs for your feline. There are fees for euthanasia, cremation, and urns that vary depending on the location of the end-of-life services you choose. Check your local laws regarding burial guidelines if that is something you wish to pursue.
Related Articles
Cat Tips
Cat Tips
Can Cats Eat Bell Peppers?
The answer is “Yes”. Cats can have bell peppers. Green, orange, yellow, and even red bell peppers are all safe for your cat to snack on. And these peppers can even be good for them! But there are a few things you need to know before feeding your cat...
Cat Tips
Cat Tips
Can Cats Eat Potatoes?
Can Cats Eat Potatoes, Mashed Potatoes, Raw Potatoes, Cooked Potatoes? Potatoes are a staple in households across the world, come in various forms and shapes, and can be turned into many tasty delicacies that we all love! Not only are potatoes tasty,...
Cat Tips
Cat Tips
Pumpkin for Cats: Seven Benefits of Pumpkin for Cats
Pumpkin is one of the main staples of the fall season. It’s used to make pumpkin pie, jack o’lanterns, and pumpkin bread. We roast the seeds and sprinkle them with various seasonings, from savory to sweet. People love pumpkin, but can this type of...
Cat Tips
Cat Tips
Fireworks and Felines: Understanding and Soothing Your Cat's Fear
Fireworks are a cherished tradition during celebrations around the world. However, while they may dazzle humans, they can be a source of anxiety and distress for our feline companions. At Spot Pet Insurance we want to ensure your furry friend's comfort...
Cat Tips
Cat Tips
Diabetes in Cats - Everything Guide For Your Feline
By Dr. Karen Whala, Co-founder of CodaPet Hello, fellow cat lovers! As pet parents, we all want to ensure that our feline family members are healthy and happy. Unfortunately, cats can develop health conditions like humans, and one of the most common...