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Protect Your Pet: U.S. Data Reveals Only 1% Of Dogs and Cats Are Insured:

Vet costs can get out of control for any paw-rent. Are you prepared to take on the challenge of welcoming a new member to your family? That’s right - pets are not just animals, they are family that deserve the same quality attention as you and me. Pet insurance is a great solution for lowering costly vet bills.

Bringing home a new pet can be overwhelming for all types of pet owners. Vaccines are just the start; but, owners who decide to adopt face even more uncertainty.

The chance of high vet bills is much higher in the first year when your pet’s health history is unavailable. Are you prepared to pay if this happens to you?

Do you already own a pet, but want to welcome another member into your home? What if your current pal becomes defensive and injures your new furry buddy. Are you prepared to spend thousands on an injury?

Your wallet should never stop you from giving your pet the proper care. Too many pet owners are faced with the decision to choose between their pet’s health and their wallet. Add that to normal costs for pet food, toys, and other equipment - you’re probably shaking your head.

Here are some questions to ask yourself before buying pet insurance.


Are You Asking the Right Questions?

Pet insurance is great when it comes to paying for unexpected illnesses and injuries your pet may come across.  But buying pet insurance is a personal decision. The good news is that there are a lot of companies available with a variety of different coverage plans.

Don't find yourself confused with the amount of information available online. Here are the top 5 questions to consider when determining if pet insurance is right for you and your pet.

Will my veterinarian accept my pet coverage?

Not every plan is the same, and unfortunately not all plans are covered by vets. There are some though, that allow for insurance to be used for treatment received at any licensed veterinary clinic in the U.S. or Canada, including treatment from specialists and emergency care facilities.

How much does pet insurance cost?

Good news. If you’ve avoided buying pet insurance because of its cost: You may be able to get lower rates than you think. Spot Pet Insurance includes a quick and easy free quote form with a variety of coverage plans.

How are reimbursements handled?

Does waiting for your money stress you out? Spot Pet Insurance offers a bunch of options for your furry pal, but direct deposit is definitely the best. Don’t let snail mail slow you down.

Are there caps on the amount of claims I can file?

Sometimes, but this depends on your provider. Do your research and understand what your policy limits are.

Cost, will I actually save money with pet insurance?

It is important to consider the lifetime expenses associated with your pet’s care. While things like vaccines and spaying/neutering are events that can be planned for, unexpected accidents and illnesses can quickly become expensive.

Insurance companies handle these events differently. Be sure you understand your pet’s restrictions before you purchase a policy.

Choosing the Right Insurance Plan

A smart pet owner looks at a lot of options before buying pet insurance. It can be a great solution for protecting your pet from the unexpected.

Unfortunately, a lot of work in the industry is placed on cost at the expense of the policy holder’s wallet. Spot Pet Insurance gets this, and strives to provide clear plan coverage options. See the list below for a glimpse of what you can expect.

  • Accidents
  • Illnesses
  • Hereditary Conditions
  • Behavioral Issues
  • Alternative Therapies
  • Chronic Conditions [read more]

Is it Time to Consider Pet Insurance?

Purchasing pet insurance is a personal decision.  Over your pet’s lifetime, are you stable enough to pay out a few hundred or thousands of dollars in an emergency? If not, you may want to consider the benefit of paying a regular monthly payment. Watching your pet suffer due to your financial situation is painful. Afford the care ahead of time.

Here's How You Get Started:

Step 1: Select your pet type



Step 2: Answer a few questions about yourself and your pet and submit. Design your pet’s  custom plan in less than 60 seconds.