About Spot Pet Insurance

We believe that pets are part of the family. We strive to help them lead longer, healthier lives and reduce pet parent worry with great customer service and the pet insurance plans we offer.

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Dog & Cat

Spot Pet Insurance Plans

Spot knows that your pets are part of your family. As pet parents ourselves, we make their overall health and wellbeing our top priority. That's why we provide pet insurance plans with high-quality pet-centric coverage.  We believe that good pet health benefits our well-being, and we're committed to helping pets lead happy healthy lives.

The Spot program works hard to deserve your trust with responsive associates who are ready to answer your questions about enrolling, coverage, and claims.  As a policyholder of a pet insurance plan provided by Spot, you also get access to a 24/7 pet telehealth service provided by VetConnect™.

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Informed Pet Parents 

Spot is one of the fastest growing pet insurance providers. We're a community of pet lovers dedicated to helping improve pet health and pet parent education. We share expert tips and knowledge, and we are always striving to be more informed pet parents.

Holistic Health 

We offer pet insurance plan options with extensive coverage and competitive prices. The accident & illness plans that we offer cover alternative therapies prescribed to treat covered conditions, behavioral problems, and more. You can also add preventative care coverage for an extra cost.

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Insurance can be complicated. We want pet insurance to be easy. That's why Spot pet insurance plans' processes implement technology and customer service to make getting a quote, submitting a claim, and getting reimbursements simple. Submit claims in a way that works for you: online, through out app, fax, or email.


*Preventive care options available for extra cost.

Our Underwriter

United States Fire Insurance Company underwrites all Spot Pet Insurance plans. Crum & Forster Pet Insurance Group™ is a trademark of United States Fire Insurance Company and a brand of C&F Insurance Agency, Inc., which handles claims, billing, and customer service.

United States Fire Insurance Company was established in 1822 and began underwriting pet insurance in 2006. The Crum & Forster group of companies is rated A (Excellent) by AM Best Company (2019).

With over 1,000 employees and more than a decade of experience in pet insurance underwriting, C&F Insurance Agency brings confidence and expertise to the Spot Pet Insurance plans.