COVID-19 update: We will not cancel or non-renew any active policies due to non-payment through August 1, 2020. If you need assistance, please call us at 1.800.905.1595 to learn more.

About SPOT Pet Insurance

We believe that pets are part of the family. We strive to help them lead longer, healthier lives and reduce pet parent worry with our insurance plans and customer service.

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Dog and cat SPOT

SPOT for Pet Wellness

SPOT knows that your pets are part of your family. As pet parents ourselves, we make their overall health and wellbeing our top priority. That’s why we provide the highest quality pet-centric coverage and first-class service. We believe that pet wellness benefits our wellbeing, and we're committed to helping pets lead happy, healthy lives.

SPOT works hard to deserve your trust with clear explanation of benefits and responsive associates who are ready to answer your questions. We give you a human connection, sending “get well” notes for your pets and providing access to telehealth resources.

Informed Pet Parents 

When you join SPOT, you join one of the fastest growing pet insurance provides. We’re a community of pet lovers dedicated to pet wellness and pet parent education. We share expert tips, tricks and knowledge and are always striving to be more informed pet parents.

Holistic Health 

We stand apart from the competition with some of the most encompassing coverage options at competitive prices. Our plans include coverage options for alternative therapy, behavioral training, vitamins and supplements, and even preventative care*.



Car, health, home…insurance can be complicated. We want pet insurance to be easy. In the quotes, claims, and reimbursement processes, we implement technology and customer service to make your experience as simple as possible. Submit claims the way that works for you: online, email, fax, or through our app.

Partnership with Cesar Millan

You may know Cesar Millan from his best-selling books or TV shows where he shares techniques for rehabilitating dogs and training people to be calm, mindful pack leaders.

Cesar Millan partnered with SPOT in 2019. Cesar uses his voice to educate pet owners about the real benefits of pet insurance and everyday pet wellness, especially at a time when veterinary treatments are becoming more expensive each year.

“For pets, their loyalty is pure instinct. As pet parents, it’s our duty to make sure our family receives proper veterinary attention. SPOT is the solution to helping make sure your pet gets the proper medical attention they deserve without breaking the bank.” – Cesar Millan

The SPOT brand represents the same components that make up the soul of an animal - honesty, integrity, and loyalty. Cesar chose to partner with SPOT because he holds these same values near and dear to his heart. Together, Cesar Millan and SPOT are helping enable a healthy lifestyle at both ends of the leash

Our joint mission: Better pets, better humans, better planet


*Preventive care options available for extra cost.

Our Underwriter

United States Fire Insurance Company underwrites all SPOT Pet Insurance plans. Crum & Forster Pet Insurance Group TM is a trademark of United States Fire Insurance Company and a brand of C&F Insurance Agency, Inc., which handles claims, billing, and customer service.

United States Fire Insurance Company was established in 1822 and began underwriting pet insurance in 2006. The Crum & Forster group of companies is rated A (Excellent) by AM Best Company (2019).

With over 1,000 employees and more than a decade of experience in pet insurance underwriting, C&F Insurance Agency brings confidence and expertise to the SPOT Pet Insurance plans.