family protected by pet insurance

It’s a personal decision when deciding which pet insurance provider to use. They’re many factors to consider, like, does this company have my pet’s best interest in mind? Our pets are part of our pack, and it’s essential to treat them with the same respect as our human family. A big part of that is to provide proper healthcare that’s best for our furry friends. More years with them, the better! See how Embrace Pet Insurance, and Spot Pet Insurance program differs in many key areas.

Prescription Food and Supplements

Your veterinarian may recommend prescription food that’s specific to your pet’s health conditions, such as digestive, dental, or kidney care. There are also many supplements your veterinarian may suggest to promote good health for your furry companion. For instance, L-Carnitine to support healthy heart function, and Omega-3 fatty acids can help pets with cognitive disorders.

Spot Pet Insurance plans include coverage for prescription food and supplements to treat a covered condition (not for general maintenance or weight management). Embrace offers this coverage, but as an add on for an extra expense. 

Microchipping Is An Extra Cost With Embrace Pet Insurance

The best way to protect your pet from being lost or stolen is to microchip them. The microchip implant is around the size of a grain of rice. The best part is microchipping is permanent; it allows someone with a microchip scanner to contact you when or if your pet is lost. For the safety of all pets, Spot Pet Insurance includes Microchipping in their plans. With Embrace, they offer this feature, but at an extra cost.

Vaccinations Aren’t Promised With Embrace Pet Insurance

With Embrace pet insurance, you must follow your veterinarian’s vaccine recommendations to be eligible for coverage. 

Spot Pet Insurance plans do not have any eligibility requirements for vaccines. We believe that you are their pet parent, and medical decisions should be up to both you AND your vet.

No Upper Age Limits

At Spot, we know that older pets tend to be more prone to needing extensive care. That is why no matter the age, Spot Pet Insurance plans have no age limits for new enrollments. 

Embrace limits their new enrollments to dogs and cats under the age of 14 years old.

Multiple Pet Discount

Spot wants to make sure all of your pets get covered, which is why Spot Pet Insurance plans offer a 10% discount on multiple pets. 

Embrace has a 10% discount in some states, but a 5% discount on others. If you’re looking to insure multiple pets or you think you might add a new pet to your family in the future, you will need to check the Embrace multiple pet discount for your state.

Make sure you’re keeping up with their routine vet visits to make sure your pet is also healthy below the surface. Is your furry companion protected? If not, check out your free quote today.

Get your free quote today!

The content of this comparison is intended to summarize features of the program offered by another provider and does not outline a specific plan. The summary is not that of the other provider. The comparison is based upon plan information available to the public as of 11/1/2019. See the terms of the provider’s plans to learn more. Questions about a provider’s plans should be directed to that company. We work to maintain accurate, current information. If you notice any content that requires updating, please contact us via email at or by mail at Spot Pet Insurance Services LLC, 400 Clematis St. #208, West Palm Beach, FL 33401.