You don’t need to convince pet owners of the significance our dogs and cats play in our lives. They make us smile in the morning, comfort us at night, and can brighten our days by just brushing against us to say hello. The health benefits that pets bring us is well documented, improving mental and physical health, even extending our lifespan. These are immeasurable gifts we surely ought to safeguard. Yet fewer than 1% of American dogs and cats are insured.1

Pet insurance policies reimburse pet owners for veterinary services, paying you back via direct deposit or check for your pet care bills. Spot Pet Insurance allows you to customize your policy to dial in the coverage total, deductible and monthly premium to meet your exact needs. Here’s an example of a Spot pet insurance policy: 90% reimbursement of up to $10,000 annual payout with a $250 deductible for only $33.80 per month, covering a one-year-old Labradoodle in Boca Raton, FL’s 33432 zip code.

That’s $10,000 worth of peace of mind for a very affordable amount. It makes common sense to carry such coverage considering an estimated one in three household pets needs emergency veterinary treatment every year, according to a survey conducted by the American Pet Products Association.2

Spot Pet Insurance places the wellbeing of pets at the center of its customizable coverage, believing firmly that pets deserve the same caliber of healthcare humans receive. And the benefits go far beyond your pocketbook.

1. Reduced Stress For Owners

According to the Humane Society, every six seconds a pet owner is faced with a vet bill or more than $1,000.3 A survey from Bankrate estimates that only 39% of Americans have the adequate savings to handle an unexpected bill of that amount.4 Circumstances like that put pet owners in a real crunch. Spot Pet Insurance places the wellbeing of pets at the center of its first-class coverage because we believe that pets deserve the same caliber of healthcare humans receive. The result of course is helping relieve pet parents of the stress of facing a huge vet bill, alleviating the difficulty of finding ways to fully cover such bills. With Spot you get to just enjoy every minute with your furry friends.

2. Pets Receive Vital Treatment

High veterinary bills and treatment costs can present pet owners with uncomfortable decisions when their furry friends experience unforeseeable illnesses or injuries. According to the American Veterinary Medical Association, almost half of all dogs over age 10 will develop cancer.5 The costs of treating such illness can create a barrier to many pet owners. Spot’s customizable plans alleviate that stress, helping you manage the bills that come with emergency veterinary services. The customizable Spot health insurance policies cover dogs and cats in case of accidents, illnesses, hereditary conditions, behavioral issues, dental disease, and more. So you don’t have a painful decision to make. You can help protect your pets with the best care available.

3. A Healthier Pet Population

Preventative care coverage, an option added by Spot for as little as $9.95 a month, reimburses you for routine services that safeguard your pet from future health concerns through vaccines, flea/heartworm preventatives, and dental cleanings. Most pet owners already take their pets for these procedures. So why not get reimbursed for it? Prevention not only keeps your pet healthier, it can keep communities of pets from experiencing outbreaks of disease or infection. The services, depending on selected options, include: Heartworm Test or FELV Screening, Spay/Neuter, Rabies Vaccine, Lyme Vaccine, Canine Bordetella Vaccine, Dental Cleaning, and Heartworm/Flea Prevention.

4. Veterinary Practices Grow

The more pets who have coverage, the more services their owners are able to afford, opening veterinarians up to performing greater services in providing optimal pet healthcare. According to Veterinary Practice News, “Evidence indicates that insured clients spend much more than non-insured clients and they tend to respond to an animal’s symptoms more quickly, according to experts.”6 It’s common sense that insured customers will be less likely to hesitate scheduling pet visits to the vet, and more likely to regularly schedule treatments and procedures. Which for vets is simply good business.

5. Keep Seeing the Same Vet

Have a vet you love? When you sign up with SPOT Pet Insurance, you can remain a loyal customer with the vet you’ve been seeing. There’s no fussing with trying to find someone “in-network” and no checking to make sure your specific doctor is covered! Virtual vets and mobile vets are covered (minus any transportation fees), too, so you can even visit the vet of your choice from home. Hopefully, having pet insurance even strengthens the relationship between pet parents and vets when bill stress is reduced.

Fetch your free quote today!


Jenks, Susan. “Pet Insurance Is the Latest Work Perk.” New York Times, June 7, 2017,

Reinicke, Carmen. “Are you prepared for a pet emergency? Most Americans are not.”, June 14, 2018,

Pacelle, Wayne. “Every 6 Seconds a Pet Parent Gets a Vet Bill for Over $1,000. Bow-Ouch!” The Humane Society of the United States, August 17, 2010,

Tepper, Taylor. “Most Americans don’t have enough savings to cover a $1K emergency.”, January 18, 2019,

Reinicke, Carmen. “Are you prepared for a pet emergency? Most Americans are not.”, June 14, 2018,

Jergler, Don. “Pet Insurance Usage Continues to Rise.” Veterinary Practice News, September 10, 2013,

We work to maintain accurate, current information. If you notice any content that requires updating, please contact us via email at or by mail at Spot Pet Insurance Services LLC, 400 Clematis St. #208, West Palm Beach, FL 33401.